**By joining my network, you consent to the disclosure of your contact information and relationship with UBS to others on LinkedIn, including employees of UBS and its affiliates.** Prior to joining UBS in 2013, I spent 6 years as a Senior Vice President at Merrill Lynch and 33 years as a Senior Vice President at Morgan Stanley Dean Witter. **Registered States**AZ,CA,CO,CT,DC,DE,FL,GA,IA,IL,IN,KS,KY,LA,MA,MD,MI,MN,MO,MS,MT,NC,NE,NJ,NM,NV,NY,OH,OR,PA,SC,TX,UT,VA,VT,WA,WI,WY/*********/**These are the comments of this Financial Advisor only, and not of UBS Financial Services Inc., its subsidiaries or affiliates. No instructions for business transactions or which affect any client's accounts will be accepted through LinkedIn. Communications may be monitored and retained by UBS. All information and comments are provided for current, informational purposes only. See http://www.ubs.com/fas-legal for the full disclosure.**