Mortgage Due Diligence Underwriter
CurrentLoan review for risk evaluation including valuation of critical data points and identification of credit, property valuation, and fraud risk in certain portfolios.Determine when violations are identified, and if system issues fired in error or can be cancelled.Work with internal council in decision making for violations of federal, state, municipal high-cost loans and other threshold- based laws.Test for dollar and percentage tolerances, analyze repayment ability and net benefit issues where applicable.Confirm whether material disclosures are properly provided, signed and dated to adhere with allowable tolerances.Meet and exceeded production goals for all deals that included TRID, Pre-TRID, and pre-2010 loans.Perform Credit Underwriting as well as analysis and review of documentation in modification department while on loan with U. S. BankWork in fast paced environment while being self efficient as well as maintaining written and oral communication skills.