Chief Executive Officer, Member Board Of Directors
CurrentCapital Bank, N.A. is a $2.2B technology-first regional bank with business lines in small business/business banking, mortgage banking, credit cards and mezzanine lending/private equity. Capital Bank has performed in the top decile of banks in our asset class for the last decade. The focus of the bank’s growth has been on capturing a large share of the small- and mid-size business banking in its geographical market by using technology based solutions. In addition to commercial loans, Capital Bank offers flexible solutions and highly personalized services that attract area business clients, the value of which is reflected in our stock price growth of 254% over the bank’s recent history.Under my tenure, Capital Bank has seen double-digit asset growth in the last six successive years, and top tier profitability. Our retail and digital residential mortgage business has grown to highs of $1B+ a year in volume. Our credit card group is predominantly mobile driven using our own proprietary technology originate and manage a nationwide customer base. With a corporate culture that supports non-profits and the community, we reinvest 100% of our deposits back into the local community.Today, Capital Bank is a leading bank for its asset size in the Mid-Atlantic region. We have been rated in the top 1% of banks U.S.-wide by ABA and SNL, based on profitability, growth and risk. We have been rated as a top performer by several investment banks for 3 years running and we have been named a Best Bank to Work For three years in a row. Our many accolades include “Product Innovation of the Year” for payments innovation by Retail Bankers International and for mobile payments innovation by Aite.In 2018, we had a successful IPO and listed are listed on NASDAQ with ~ 30%+ institutional ownership. Previously, we have had a few debt and equity capital raises and have had a bank acquisition.