Ed Guyer Email & Phone Number

• Energetic mortgage professional with more than 25 years of experience in all phases of lending operations including: origination; Agency and sub-prime underwriting and counteroffers; appraisal analysis; guideline review / updating; training; fraud detection / resolution; auditing; compliance and regulation; secondary marketing; portfolio risk mitigation; • Capable of reviewing complex loan transactions with a lending authority of up to $750,000. • High degree of borrower income analysis with an accomplished understanding of complex P & L statements, multiple rental properties, personal, and business tax returns. • Proficient in the use of Microsoft Office, ICMP, MSP, and Share point.• Competitive market analysis; policy and procedure development; mortgage pool purchases and sales; repurchase defense; mortgage insurance rescission and claim denial defense. • Possess excellent interpersonal, organizational, written and verbal /phone communication skills. • Excellent time management, organizational, and follow up skills• Accustom to working the required hours until the task has been completed.• Ability to navigate between screens while completing the necessary documentation while talking with customers.• Experienced in a judgmental environment where scoring models were used primarily as a guidance tool. • Experienced in leading teammates and training teammates in underwriting from the origination stage in the corporate level environment, as well as in a risk management or quality control capacity. • Accustom to being a part of, leading, and mentoring effective teams that are productive, risk adverse, compliant, and highly successful at building positive relationships. • Willing and able to achieve required Level of Delegation within 60 days of hire.

Listed skills include Mortgage Underwriting, Secondary Mortgage Market, Customer Service, Marketing Communications, and 9 others.

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  Western Carolina University

  Radio And Television