Ed Lorenz Sol Email & Phone Number

Cagayan De Oro, Northern Mindanao, Ph

Provides servicing of all loans and trade transactions to IBS customers, in coordination with other Operating units and in accordance with the Bank’s existing policies and BSP regulations.Supervises the Account Service Associate/s (ASA) and ensures timely and proper booking of all loansand trade transactions and adherence to the Bank policies and BSP regulations.Ensures proper documentation and checks that any deviation approval for all loans and trade transactions has been obtained by the RM from the proper credit approving authorities prior to endorsing the transaction processing.Assists in handling of transaction-related customer complaints and recommend solutions.Monitors and ensures timely submission of BIR 2306 and 2307, that there are zero A/Rs and A/Ps, and no Technical Past Dues

Primarily responsible for the processing of loan accounts through documentary deficiencies validation and compliance checking in accordance with approved terms and conditions, standard operating procedures, Bank policies and guidelines and within the set service levels agreed with various business units such as, but not limited to, Institutional Banking Group (IBG), BDO Leasing and Finance Inc.(BDOLFI) and Branch Banking Group (BBG).1.Processes loan accounts through documentary deficiencies validation and compliance checking 1.1 Reviews approved terms and conditions in the Credit Proposal (CP) / Credit Evaluation Sheet (CES) 1.2 Checks completeness and acceptability of loan documents and requirements submitted by the client vis-à-vis the checklist prepared and terms and conditions in the CP.1.3 Verifies clients’ signatures on loan / lease documents1.4 Tags and Updates documentary deficiencies and compliances per set deadlines in Solution Construction Aid for Lending Excellence (SCALE) and Ambit Asset Finance (AAF).2.Prepares the following:2.1 Documents-In-Order certifications for assigned accounts2.2 Documents and checklist needed for registration2.3 Securities-Receipt-In (SRI) for original documents to be forwarded for safekeeping to Securities Custodianship Unit (SCU)2.4 Monthly, quarterly, semi-annual and annual reports, as assigned3.Sets-up and updates facility and collateral details in International Comprehensive Banking System (ICBS) and Ambit Asset Finance (AAF).4.Approves (as designated) DIOs falling under his / her approval authority before release to implementing units5.Processes notarization (bank’s signatories) of documents6.Scans and indexes documents in Document Management Imaging (DMI) in accordance with the chart of documents7.Culls loan / lease documents in loan / lease folder in accordance with the chart of documents

Responsible for the processing/reviewing of loan documents in accordance with the terms and conditions on the Credit Proposals, standard operating procedures and approved bank policies and guidelines, within the set service level agreed with Institutional Banking group.1.Processes documentation relative to the approved facilities per Credit Proposal (CP) / Loan Approval Sheet or Credit Evaluation Sheet1.1.Reviews approved conditions in the CP / Loan Approval Sheet or Credit Evaluation Sheet, as applicable1.2.Prepares documents and checklist of requirements, certifications, letters to government agencies, clients, other banks / financial institutions.1.3.Computes applicable fees / taxes / transfer of ownership and registration expenses2.Checks completeness of Customer Information File (CIF) data in International Comprehensive Banking System (ICBS), Ambit Asset Finance (AAF), as applicable3.Scans and Indexes documents of new accounts in Document Management Imaging (DMI) in accordance with the chart of documents, as applicable4.Processes requests for collateral release of partially / fully paid accounts or upon request via an approved CP, as applicable:4.1.Secures clearances / outstanding balances from accounting units4.2.Prepares Collateral Release Advice (CRA), Deed of Sale and Release of Mortgage (ROM)4.3.Coordinates with Custodianship Officers / Processors on the pull-out of original documents for fully paid accounts for Document Archive Management System (DAMS) purposes5.Affixes initials (as designated) on all documents and checklists, CRAs, Deeds of Sale and ROMs prepared falling under his / her approval authority before release to IBG / CBG / BDOLFI / Remedial Management

• Minimizes company exposure to credit and fraud losses whilst delivering a high standard of customer service• Maximizes loan approvals while ensuring sound credit judgment• Reviews, evaluates and recommends loan applications and ensure applications are in compliant with the bank policies and guidelines to minimize credit loss and to contain credit fraud.• Recommends and escalates exceptional cases to higher management for decision and ensure approvals are properly documented.• Performs telephone investigation to obtain critical information required to render justified decision• Provides premium servicing to internal customers on explaining reasons that led to decision and handle queries on status of applications and the need for requesting supporting documents.• Ensure timely processing of each application.

Makati City

The Management Development Program of UCPB, is a five-month (5) intensive leadership and comprehensive training designed to develop the overall preparedness and technical competencies of the Bank’s future officers. It aims to develop a pool of potential cadres who are adequately trained to assume greater responsibilities in the bank who are motivated and eager to reach their full potential and looking to develop their professional skills. It aims to develop the future leaders of UCPB.The learning process lasts for approximately five (5) months using the right combination of classroom learning methods for 2 months and concluded with on the job training for another three months in certain function according to their future placement.

• Responsible for the completeness, correctness and enforceability of documentation of Consumer loan accounts based on the approved terms and conditions of the loan facility• Verify the completeness and enforceability of all loan and legal requirements/ documents of accounts for processing • Check and review the applicable details of the loan and security documents prepared by other LDS to ensure correctness and enforceability of the loan and security documents• Ensure/monitor completion of documentation/processing of accounts

Iligan City

Bachelor’S Degree, Accounting And Business/Management, College Dean'S Lister

Education record