I have been committed to helping others through financial services for the past 30+ years. In 2013, I joined forces with Penn Mutual in early 2017 as their local footprint in New Jersey. Powered by the history of Penn Mutual since 1847, we can offer career opportunities and client services that incite growth and stability at its fullest potential.As an Economics graduate (and passionate rugby player) of Rutgers University, I've stayed at the forefront of financial strategy through continuing education. In 2014, I earned my Chartered Financial Consultant (ChFC®) designation from the American College, and the Insurance Commissioner of New Jersey appointed me to the Department of Banking and Insurance Life and Health Advisory Board. I participate in my local GAMA International organization and am an active member of NAIFA.I reside in West Caldwell, NJ, with my wife, Tara. I have three children: Brendan, Kelly, and Grace. Sports has always been a big part of my life. Although I’ve retired from coaching, I led a youth lacrosse team for 20 years. I am a dedicated (but friendly) Philadelphia sports fan.Connect with me to talk sports, retirement goals, and dynamic career opportunities, or simply say hello!*LinkedIn is unaffiliated with Hornor, Townsend & Kent, LLC (HTK). The recommendations posted to this page by or about HTK associated persons, are not endorsed by, and may not represent the views of HTK or any of its affiliates. This material is not intended to constitute a recommendation, offer or solicitation. Always consult your own tax, legal, or financial professional for advice with your personal circumstances. Securities & Advisory Services offered through HTK. Member FINRA www.finra.org / SIPC www.sipc.org. 600 Dresher Rd Horsham PA 19044, 800-873-7637, www.htk.com. 1847Financial is affiliated with HTK. 6478507RG_Mar26

Appointed by the State of New Jersey Department of Banking and Insurance Commissioner to serve on the Department's Life and Health Advisory Board