As a Finance Manager, I play a pivotal role in driving financial excellence within the logistics industry. Collaborating closely with cross-functional teams, I leverage my analytical skills and financial expertise to support decision-making processes and optimize business performance.

The Treasury Dealer role at Teachers Mutual Bank Limited (TMBL) involves executing daily Treasury dealing activities related to funding, liquidity - cash flow management, always adhering to the bank's approved risk limits, policies, and procedures• Manage a substantial investment book.• Liaise with counterparties upon investment maturation.• Seek optimal returns while nurturing relationships with counterparties.• Source funding when required by reaching out to direct dealing counterparties such as Semi-Government entities, Superannuation entities, Banks, Credit Unions, and Brokers. • Maintain strong relationships with Banks, Brokers, and other Financial Institutions.• Adhere and comply with the bank's approved credit limits and interest rate risk. • Ensure all investments align with the bank's policy. • Manage sufficient cash for future asset maturities.• Minimize funding risk by ensuring adequate assets mature monthly to fund the liability book.• Manage the company's daily cash movement and transactions. • Forecast up to 3 months in advance using historical and live data. • Ensure the Bank has enough cash to fund retail outflows.• Manage and maintain Treasury Team's Spreadsheets and Databases.• Minimize manual work by creating/designing spreadsheets with formulas and basic macros.• Manage the Treasury Management System - Quantum. • Provide monthly Australian and International economic commentary for the Bank's executive team. • Offer monthly financial updates for the Board.• Work with the Reporting Department to obtain data for Treasury reports. • Assist other teams in using the Bank's TMS.• Collaborate with Accounts Payable on outstanding invoices and/or requesting early releases.

As a Treasury Officer, I played a key role in handling the company's investments and cash operations. My tasks revolved around ensuring everything ran smoothly and efficiently.Investment Management:• Managed various company investments, including Term Deposits, NCDs, FRNs, and Overnight Cash. • Negotiated retail term deposit rates and took care of day-to-day operations like opening, loading, redeeming, and maintaining TDs.• Addressed member complaints and calculated interest for TDs and savings accounts.Financial Operations:• Uploaded trades for settlement via Austraclear and processed investment and maturity journals. • Prepared Real-Time Gross Settlement Payments for investments, making sure things were accurate.•Verified Broker Trade Confirmations before transferring funds to maintain accuracy.Relationship Management:• Built relationships with four brokers and developed direct ties with credit unions and mutual banks.Forecasting and Reporting:• Conducted cash forecasting for the company's short-term and medium-term positions. • Prepared straightforward reports for the Assets and Liabilities Committee (ALCO), including interest rate comparisons for various accounts.Analytical Expertise:• Managed spreadsheets for wholesale maturities and reconciled investment General Ledgers.In essence, my role as a Treasury Officer involved hands-on management of day-to-day financial activities, ensuring accuracy and smooth operations.

As the Corporate Services Supervisor, I held a pivotal role with diverse responsibilities, overseeing critical functions within the organization.Departmental Management:• Managed the Corporate Services Department and Finance Department, ensuring efficient day-to-day operations and adherence to organizational policies.Business Banking Leadership:• Provided leadership to the Business Banking Team, guiding and supporting team members to achieve departmental objectives.Treasury Management:• Managed the Treasury Role, focusing on funding, liquidity, and cash flow management to maintain the financial stability of the organization.Content Approval and Publication:• Held the responsibility of signing off on new material to be published on the company's website, particularly content related to investments.Self-Managed Super Fund (SMSF) Oversight:• Oversaw Self-Managed Super Fund (SMSF) Accounts, ensuring compliance with policies and regulatory requirements.Account Opening and Verification:• Ensured the proper opening of accounts in line with the company's compliance policy. Supervised the verification process for all application forms, maintaining accuracy and completeness.Negotiation and Investment Rates:• Negotiated investment rates to optimize returns, aligning with the company's financial objectives.Project Management:• Led various Finance Projects, contributing to the improvement of financial processes and systems.In summary, my role as the Corporate Services Supervisor involved overseeing key departments, providing leadership, and actively contributing to financial management and decision-making processes within the organization.

As a Senior Finance Officer, I held a multifaceted position with responsibilities spanning Accounts Payable, Accounts Receivable, and leadership within the Finance Team.Accounts Payable:• Managed Accounts Payable processes, including uploading invoices into the internal system, drawing cheques, and processing EFT & RTGS payments. • Liaised with creditors, ensuring invoices were appropriately signed by managers and paid in a timely manner.• Conducted meticulous reconciliation of discrepancies to maintain accuracy in financial records.Accounts Receivable:• Oversaw Accounts Receivable functions, depositing cheques, and matching EFT and cheques with corresponding invoices. • Ensured prompt attention to all outstanding invoices and efficiently processed receipts.Finance Responsibilities:• Managed the Finance Team, providing leadership and guidance to team members. • Served as the 2IC to the Corporate Manager (Finance Manager), actively contributing to financial management and decision-making processes.• Undertook reconciliation of various financial elements, including Company Corporate Cards, Swifts/RTGS, stamp duty, branch expenses, ATM Teller differences, Central Banking Statement, and cash deliveries.Additional Duties:•Coordinated and managed the Fixed Term Deposits Portfolio. • Led the Joint Account Project as a Team Leader.• Maintained daily financial records and invoices.• Prepared statistical ad hoc monthly reports.• Processed and addressed customer complaints.• Managed Broker Investments and investment register.• Proactively assisted branches with inquiries and End of Day processes.• Provided support to the Head of Finance & Management.In summary, my role as a Finance Officer was dynamic, involving leadership, comprehensive financial management, and ensuring efficiency and accuracy in both Accounts Payable and Receivable functions.