Edison Wong Email & Phone Number

Hong Kong Sar

香港特別行政區

Monitored, analyzed, and digitally transformed the end-to-end credit risk involvement in the lending cycle under Personal Banking Group. Also facilitated the Bank’s agile transformation and data literacy promotion. (Prior to Portfolio Monitoring) - Govern, establish and review credit Underwriting Standards, incl. Unsecured Consumer Lending UWSs, Investment Risk Assessment Model Validation and Guideline, Wealth Management and Business Banking related UWSs;- Revamped and… Show more Monitored, analyzed, and digitally transformed the end-to-end credit risk involvement in the lending cycle under Personal Banking Group. Also facilitated the Bank’s agile transformation and data literacy promotion. (Prior to Portfolio Monitoring) - Govern, establish and review credit Underwriting Standards, incl. Unsecured Consumer Lending UWSs, Investment Risk Assessment Model Validation and Guideline, Wealth Management and Business Banking related UWSs;- Revamped and re-engineered credit approval cycle with implementation of alternate data, development of automation tools, and process remapping;(Portfolio Monitoring) - Developed from scratch the consolidation of cross-product portfolio and demographic database with automation;- Developed portfolio dashboards and its auto-update process for cross-dimensional portfolio visualization, regular monitoring and analysis that may be required at any moment;- Analyzed portfolio distribution and performance through vintage analysis, flow rate analysis, and further deep-dive investigation to draw data-driven explanatory conclusion;- Formulated and reported analysis result and subsequent action plans;(Delinquency and charge-off stage) - Monitored portfolio bad rate, APR, RAR, and market comparison;- Studied on cases for necessary and potential UWS and procedural enhancement;- Prepared presentation and reporting material (according to appropriate and management directions);(Other project management and adhoc tasks) - Served as project management task-force member and credit data SME on the Bank’s digital interface’s enhancement projects - Served as a member of the Bank-wide Recreational Activities Committee - Other departmental and team admin tasks Show less

香港特別行政區

Assist ZA Bank's management of Credit Risk, Operational Risk, Market Risk, and Counterparty RiskDraft related policies and procedures for different aspects of riskMarket and Counterparty Risk:Monitor the Bank’s market risk, debt securities and large corporations’ exposureConduct debt securities analysis and the corresponding risk assessments;Develop automation and reporting program to facilitate exposure monitoring;Monitor macroeconomic indicators and provide… Show more Assist ZA Bank's management of Credit Risk, Operational Risk, Market Risk, and Counterparty RiskDraft related policies and procedures for different aspects of riskMarket and Counterparty Risk:Monitor the Bank’s market risk, debt securities and large corporations’ exposureConduct debt securities analysis and the corresponding risk assessments;Develop automation and reporting program to facilitate exposure monitoring;Monitor macroeconomic indicators and provide macroeconomic analysisRetail Credit Risk:Perform data analytics on credit portfolio and acquisition data;Analyse and approve loan application within delegated credit authority;Perform loan classification and impairment (ECL) assessment;Develop programs and scripts to facilitate credit approval and enhance the department's efficiency;Explore insights on the implementation of alternative data into credit consideration;Commercial Credit Risk:Assist Head of Commercial Credit Risk to establish the end-to-end process of commercial credit;Establish Post-approval Risk Identification Policy and framework for corporate and SME lending;Perform portfolio management and approval conditions controlling and monitoring;Develop program and automation to generate post-approval documents, including Facility Letter, Drawdown Notice, Personal Guarantor Letter, and Board Resolution...etc. Operational Risk:Establish RCSA exercise with different departments;Investigate foreseeable risks in products/services and operation flows;Organise UORM forum Show less

Cyberport

Cyberport

Hong Kong

Working as a consultant intern at Mclaren Consultancy Limited, I enjoyed a high degree of freedom and managed cases and projects, which included- Conducting analysis for various businesses and industries- Connecting with businesses clients and candidates to address their needs and difficulties- Managing relationships between business clients and candidates - Preparing presentations and documentations for supervisor's pitchings and meetings

交易廣場

Worked as an intern for both the Compliance and Client Services Department, during the internship, I:- Conducted careful customers risk management, KYC, and Anti-Money Laundering(AML) inspection- Developed programs and tools to enhance both departments' efficiency (Example: The completion time of a task which was supposed to be completed in 22 weeks is shortened to 1 week)- Reviewed 400+ publications' appropriateness and the legitimacy of the corresponding authors

太古廣場

- Reviewed margin reports and margin accounts status- Performed data analytics and reviewed accounts' trading performances- Initiated and developed programs and tools to enhance operation efficiency of the department

Hong Kong

Responsible for all external affairs for the society and serve as Chief Person-In-Charge in the following events and records:1. The 25th Inauguration Ceremony 2. The Mentorship Program 2017 3. Joint University Investment Game 24. Established 400+ connections with leaders in different business fields5. Invited various sponsors and raised fund for the events of the society

Hong Kong