- Responsible for managing all the process of Financial accounting results for civil and fiscal purposes according to the regulatory frameworks and Institutional requirements- Guarantee the reliability of qualitative and quantitative records (accounting and non-accounting) as well as the correctness of related reports to the Authorities in the respect of legal compliance on behalf of the Company - Responsible for the address, coordination, and control of corporate finance activities, funding, and corporate liquidity operations, consistent with the objectives defined by the Board of Directors.- Ensuring the production of accounting data necessary for the preparation of the financial statements and for the preparation of documentation and reports useful for the management control of the Company.

- Operation strategies, coordination and control of activities of corporate finance and monitoring of the loan portfolio.- Management of short and long term funding.- Securitization and Treasury of corporate liquidity management in line with the objectives set by the Board of Directors.- Credit Risk Office for the implementation of credit policies established by the Board of Directors defining the criteria of loans granting and monitoring the performance of the loan portfolio and the cover of risks funds.- Development of activities/innovative projects directly or indirectly falling within the sphere of responsibility, orienting the results towards an optimal development and to the achievement of the best operational synergies and costs.Macroactivities:- Proposing credit strategies according to loans granting rules;- Changing the law granting criteria consistent with the established credit strategies;- Supervising the activities of performance monitoring of the loan portfolio and related funds;- Providing funding in line with the strategic objectives of the Company;- Finding new forms of funding on the market to ensure adequate financial balance;- Managing relationships with external parties involved in the activities of Securitization and Collateral (SPV, Rating Agencies, Calculation Agent etc ...);- Ensuring compliance with all formal and functional requirements related to the credit Securitization commitment.

Senior Strategic Consultant and business development in Consumer Finance field.• Implementation and development of operational processes and business for service sales • Risk Based Pricing • Analysis of the performance of the loan portfolio • Analysis profit margin calculation parameters product/channel • Repeat Business on portfolio • Consulting Product Marketing and customer and partner loyalty management• Technical and commercial training• Business procurement and business development

Managing Director and Member of the Board of Directors of BBVA Finanzia Spa.- Ensure the implementation of the decisions of the Board of Directors and Chief Executive Officer, interpreting the appropriate tactics and transmitting them to the Department.- Control the execution of activities entrusted to the Department overseeing the Company's performance.- Propose, in consultation with the CEO and the Board of Directors, new development initiatives through strategic agreements with industrial partners.- Prepare annual plans and annual budget and submit the same to the approval of the CEO and the Board of Directors.- Have the responsability of the coordination and optimization of all project operational activities and to make them more effective and functional for the business.- Report to the CEO and Board of Directors the progress of activities.- Review and approve the business processes related to cross-cutting activities. - Ensure the definition of corporate strategy and business development policy objectives of profitability, stability and growth- Ensure the development, sharing and approval of the Strategic Plan of the Consumer Credit Business.- Participate in the definition of operational plans submitted by the Units of Business in terms of production targets and margin and validates them.- Report to the CEO with regard to issues relating to the management and organization of the areas of Business.- Ensure the organization's activities and coordinating cross-functional business structure of cross-cutting activities, sending a clear and transparent corporate objectives, criteria useful for their pursuit of behavior, orientation to the sharing and collaboration.- Promote the proper organization and development of organizational structures of management.

Consumer Finance Business Unit HeadThe focus of the Business Unit is on SPL and PL products in the following areas of activities: Partnership: - Ensure, adhering to the business strategies and in respect of the budgeting ties, the achievement of production, profitability and risk in relation to major customers (agents, Retail Purchasing Groups and banks).- Sales Network: - Ensure, adhering to the business strategies and in respect of the budgeting ties and through the best/efficient management of the sales network, the achievement of production, profitability and risk of the network channels (Direct and Indirect).- Marketing: - Ensure the effectiveness of the marketing plan with regards to offer, promotions, marketing and communications in line with the company’s strategic vision.- Ensure, in line with corporate strategies the achievement of the objectives of production, profitability and risk regarding personal loans, credit cards on existing customers .- Sales Support: - Ensure the planning and operational implementation of the approved business projects; to guarantee the effective and efficient management of customer relationships during the start-up;- Ordinary and extraordinary management of customer care, ensuring standards of quality and service (Contact Center);- Ensure the coordination of the Back Office, with regards to the uniformity of application of the commercial and operational procedures on the commercial network;- Ensure proper management of contractual agreements and management of the financial conditions of the customer-dealer partners.

Head of Sales Network with the following responsibilities:- Plan and coordinate the development of the Net Sales (Areas and Branches, 380 full-time equivalents) in order to achieve assigned business objectives and profitability and quality to the B2C (direct) and B2B (distribution) channels - Define the goals of developing and coordinating policy for the sale of various business products on the Net Sales- Organize the Sales Network developing and working plan in relation to the evolution of the market and business strategies. - Participate in the development and improvement of the new trade agreements in the Automotive and Retail Purchasing Groups channels- Coordinate and manage the Business Network Committee- Developing new products and/or product campaigns in support of the business- Manage the Network Department offices activies such as the Secretary convention, the coordination of the Commercial and Operational Network