Product Manager with over 5 years of experience across fintech, consulting, and logistics industries. At JULO, I developed an omnichannel system that reduced late payments by 0.1%, collections costs by 10%, and complaints by 20%, while improving engineering efficiency by 10%. Led fraud prevention initiatives that decreased fraud cases by 71% and enhanced credit risk management. Instrumental in boosting website-to-Play Store conversion rates by 275% through web widget implementation. Proven ability to drive product roadmaps, align cross-functional teams, and deliver data-driven solutions to achieve profitability and growth.