Edward B. Moir Email & Phone Number

New York, Ny, Us

New York

Managing Director of credit and risk function managing a team that supports finance activities for large ticket equipment leasing and lending opportunities. Provide commercial equipment finance solutions for mid-market companies in a wide range of industries and collateral. Responsible for supporting the group's national direct and indirect sales force across multiple platforms in commercial equipment, material handling and franchise industries.

New York, N.Y.

New York, N.Y.

New York City

Underwrite and manage team of three direct reports responsible for underwriting new equipment lease opportunities in multiple industries across the country. Additional responsibilities include portfolio management and workouts.• Reviewed $1.5B in potential volume of which $385MM was funded.• Negotiated documents to mitigate risk and enhance returns. Managed portfolio review process and took lead on more challenged workouts.

Norwalk, Connecticut

Responsible for independently managing and evaluating a portfolio of complex structured transactions. This included underwriting new business, managing portfolio exposure, pricing, structuring, documentation and workouts. • Underwrote $550MM in new business with a global debt exposure in excess of $5.5B. • Structured documentation to mitigate risk and enhance returns resulting in +$25MM of net income• Mitigated loss on $75MM in “watch” exposures by syndicating assets in bank loan market.• Trained and coached junior talent in underwriting, structuring and documentation.

Stamford, Connecticut

Directed risk management function at GE Transportation Finance. Management responsibilities included Credit Underwriting, Documentation, Portfolio Management, Collections and Workouts. Managed staff of 15 and serviced a portfolio of $2B in funded assets. Investments were international transactions requiring a strong knowledge of sovereign risk, currency, and jurisdictional issues. Customers included marine shipping, cargo and port project activities.• Delegated credit approval authority for up to $50MM in funded assets.• Board Observer and Investment Committee member of several J.V. marine equity funds. • Led and formulated new product development for equity investments in infrastructure projects. • Underwrote $5B in funded assets with average loss ratio of less than .03%, delinquency of .01%.• Managed syndication and servicing of $450MM in assets with Fiscal Agent responsibility.• Developed and established Policy Investment documentation to support new business initiatives.• Presented transactions to GE Investment Committee and GE Board for approvals up to $200MM.

Purchase, New York

Chief Risk Officer for $7B portfolio composed of 5 operating divisions with distinct and unique support requirements. Managed and recruited staff of 17 people fully responsible for risk, portfolio, assets and receivables management process. Operating divisions included Marine, Rail & Truck, Tank Car, European Trailer and Structured Finance, each with delegated P&L reporting responsibility.• Supervised the business development acquisition of $290MM in intermodal assets.• Underwrote 3.5B in funded assets with average loss ratio of .85%, delinquency of <1%.• Provided leadership and created risk training program for European business retooling skill sets• Formulated new reserve methodology to analyze lease receivables releasing $3MM in net income.• Supervised IT project team in programing an A/R management system for 5 P&L divisions.

New York City

Negotiated internal/external credit, business, financial and document issues on complex lease and asset-based lending transactions. Had management responsibility over $6B portfolio, funded $3B in equipment cost.• Delegated lead responsibility for highly structured cross-border large ticket transactions. • Specialized industry knowledge in airline, rail, marine, energy, mining and project finance. • Orchestrated meetings with CEO/CFO of major airlines securing $3B investment in new aircraft.• Utilized expertise to develop a middle market equipment finance program, funded $350MM.

Stamford, Connecticut

Underwrote, structured and financed medium to long term debt. Products included venture capital, private placements, and recapitalizations structured as LBO’s, M&A, senior and subordinated debt. Primary responsibilities included due diligence, computer modeling, and negotiation of documentation.• Reviewed and analyzed $2B of new business opportunities.• Analyzed, structured and secured final approval for $360MM in debt on equipment and real estate

Greater New York City Area

Assessed credit applications for North East Region (portfolio $500MM). Documented, priced and funded deals. Coordinated litigation, presented proposals at bankruptcy hearings, restructured debt and recovered assets. • Delegated credit authority of $150,000 for approval on Trucks/Trailers & Construction assets.• Zeroed out the Region which at 4.4% had the highest delinquency percentage in the Territory.

Mba Degree, Banking, Corporate, Finance, And Securities Law

Bachelor Of Science (B.S.), Business Administration & Financial Management