• Since 2012, SCORE Naples, grew, by mentoring, by business plan/funding advice, over 15 entrepreneurial service firms.• Since 2011, consultant for Knickerbocker Global (KG), a business plan/market research consultancy superseded by SECURITE INTEL, a B2B digital surveillance firm in predictive technology. Prepared business plan metrics, financial presentations, company projections. Appointed CFO for Securite Intel / search leader for technology partner. Strategize capital/debt/creditor/ prospective partners. • Since 2011, Chief Financial Officer (CFO) for EDDIE SACHS RACING "ESR", high performance open wheel race team (USAC and INDIANAPOLIS "500"/INDYCAR Effort). Target/strategize, solicit sponsorships. Planning,presentations, relationship management, budgets.• 2010, BMO Harris contracts for independent confirmation of clients' repayment capabilities, including business plan review, income statement compilation, & cash tracing for gasoline retailer with $1.25M mortgage and for $20M annual sales machine shop with $8M working capital, equipment, & mortgage loans.• 2010, sub-contractor for loan recovery provider to PNC Bank accelerating collections, reducing over-aged account balances, conducting shipping tests, & monitoring ledger daily invoicing/collection activities for loan recovery from $8M high end wood veneer milling firm.• In 2008–09,sub-contractor for loan recovery operations for $10M "high end" door-entranceway manufacturer, $12M office furniture manufacturer, and $10M Chevrolet dealership.• In 2008-09, credit /operational advice for small commercial factoring firm; advised owner to defend against aggressive bank collection efforts and to replace financing of $10M trucking firm; conducted turnaround for $4M food cleaning chemical manufacturer; created sophisticated private placement department for a large community bank.

Start up, digital surveillance using big data. Business plan and financial projections.

Score is an SBA affiliate

USA representative representing DIVE’s commercialization of leading university research. Current project is Pannel Plus a cleaning agent for solar arrays in A global industry. Clients are major energy companies.

For commercial finance firm providing $75k-$15M in working capital, loans, & L/C trade financing transactions & offered recourse factoring, managed all trade finance deals with trade credit oversight for client invoice risk & for invoice collections. Oversaw collection litigation jointly with CEO. Established end to end system for credit reviews/limits for client invoicing for planning documentation closings & for closing documents digital archiving. Evaluated global/private market firm credit strength for client invoices repayment. Researched trade credit risk online, through public information, & via private due diligence procedures. Negotiated closing/archived documents. Closed real estate junior mortgages. Liquidated accounts. Managed broker network & joint marketing & factoring partnerships.• As Trade Finance Manager: financed about $7M with minimal non-performance risk for clients/Firm. Note: similar track record in prior roles/firms.• As Credit/Risk Manager, experienced near zero loss for >8 years & 95% of credit requests approved & 75% of booked transactions firm-wide portfolio underwritten/closed. Note: similar track record in prior roles/firms.• Designed improved underwriting analyses. Enhanced transition from deals funding upon closing through ongoing portfolio administration. Underwrote/documented/closed 15-20 transactions/year.• Increased borrower/client working capital cash flow via inter-creditor/trade credit negotiations.• Developed/maintained new relationships with >80 clients that spanned >75% of SIC industry categories, including: $30M plastic flower pot manufacturer, $20M sales logo wholesaler, top tier specialty food chemical manufacturer, leading Far East Indian foods wholesaler, & major branded office machine manufacturer.Prior positions were with major international financial institutions Sanwa Business Credit,CIT, DKB Bank (Mizuho) & boutique financial advisory firms in roles with increasing responsibilities.

Originated and managed a $ 350,000,000 portfolio of short and long term credit commitments to S&P 500 multinational corporations. Often, facilities were both US and cross-border credit facilities.

Financial Advisory services restructuring and refinancing marginally solvent companies.

Leading market edge Asset Based Lenders to the upper middle market. Started at Sanwa then migrated to CIT Group. Funded many acquisitions and turnarounds.

Destroyer Officer following commissioning at Naval OCS.