• Analyzed a range of financial factors, including bank statements, tax returns, merchant processing statements, floor plans, invoices, inventory, and site inspections, to assess a corporation's liquidity risk and presented more than 15 recommendations daily to the VP of credit operations for approval or declination.• Conducted in-depth interviews with applicants to further understand their business model, sources of income, cash flow and revenue volatility to evaluate the feasibility of funding requests.• Assisted in training a team on risk assessment and underwriting decisions by implementing morning meetings that focused on evaluating key factors such as current ratios, assessing liquidity, validity of revenue, business longevity and seasonality to ensure effective risk management practices.• Demonstrated exceptional performance by surpassing daily deal targets of 15

• Responsible for creating and maintaining company rapport throughout the loan origination process, while assisting the processing, underwriting, and product eligibility team to guide the client to funding.• Provided clients with detailed budget analyses of their monthly expenses to develop a comprehensive financial blueprint, ensuring they maintain suitable debt-to-income qualifications for future loan approval.• Partnered with RE Investors to identify opportunities for optimizing cash flow through consolidation or refinancing of high-payment home loans, facilitating future investments.

• Delegated, audited, and prepared over 100 client’s books consisting of financial statements, which would involve performing general ledger accounting, reconciling accounts, and ensuring that financial information is accurate and compliant with relevant regulations and standards.• Conducted thorough financial trend analysis on key metrics, including but not limited to revenue growth, profit margin, debt-to-equity ratios, cash flow, and liquidity, to support in preparation for consultative meetings.• Verified proper submission of official government forms such as EFTPS, sales tax, Quarterly RT-6 and Form 941, Form 940, W-2s, and 1099s for clients.