Words. Words have power, the ability to transform lives, to inspire, to change people, to enthral youngsters like myself who would retreat to the world of books where I could live vividly in worlds far removed from real life. It was this love for the written word that led me to my career choice. To use words to help people is my greatest pleasure, whether it comes from drafting terms and conditions in a contract or explaining the effect of words in regulations/contracts which have an impact on business.I am the guide who helps businesses walk safely through any legal minefields they may encounter so that they can get to where they want to go without breaking any laws. I help to mitigate any legal risk that they may encounter be it by reviewing contracts, advising on what impact regulations may have on their operations, assessing what they can or cannot do.                                  I saved a company millions of dollars by providing the initial internal legal review of a potential dispute which was eventually resolved in that company’s favour.              Competencies: insurance regulations, contract review & drafting, outsourcing, insurance law, litigation management, legal advice, personal data and privacy protection, claims and underwriting, legal research, legal writing, leases, investment management agreements, subscription agreement, investment agreements.