I'm an energetic and self-motivated individual with a passion for finance, as it has changed the way I view the world. I am also an entrepreneur: I am the co-founder & former CFO of Negosy.com., a fin-tech start-up in cloud management for MSMEs based in Peru. This also led me to become a mentor/counselor in the startup space for other entrepreneurs, consulting for Start-Up Peru and INHA Univerisity from South Korea. I also have a passion for languages--I am fluent in English, Spanish, French and Portuguese. When I first got out of college I became a teacher for the Palm Beach School District and various language institutes. In 2011 I made a career switch towards finance and have not looked back since. A decade later I still love what I do--currently as a Portfolio Counselor at Fisher Investments, I sleep well at night knowing I am genuinely helping private group investors in setting them up for long-term financial success. My family is my driving force, and everything I do is to make my sister in heaven proud.Efrain Gamarra