Manage a parent company including three subsidiaries; Real Estate Management, Insurance and Mortgage operations.Originate Commercial loans nationwide for purchase and refinance. Originate residential loans in the state of Virginia and Maryland for purchase and refinance.Licensed insurance agent for Property and Casualty and Life and Health in the state of Virginia, Maryland, Washington DC and Michigan. Agency is appointed with Major Insurance carriers worldwide such as; Travelers… Show more Manage a parent company including three subsidiaries; Real Estate Management, Insurance and Mortgage operations.Originate Commercial loans nationwide for purchase and refinance. Originate residential loans in the state of Virginia and Maryland for purchase and refinance.Licensed insurance agent for Property and Casualty and Life and Health in the state of Virginia, Maryland, Washington DC and Michigan. Agency is appointed with Major Insurance carriers worldwide such as; Travelers, The Hartford, Mutual Liberty, Safeco, Progressive, AIG, Kemper, etc.Develop, implement and oversee operating policies and procedures for all three subsidiaries. Manage the day-to-day operations.Provide support to staff in underwriting and managing loan and insurance process Show less

Provide leadership in developing and implementing the strategic plan. Ensure the effective overall operation of the institutionReview and approve curriculum.Approve the selections of faculty members and contracts execution Oversee budgetary controls

Established the credit department, staffing, manuals and credit approval memos.  Promoted favorable image of the bank in all business activities within the community.  Developed new customer prospects and business for the bank.  Managed staff and developed an annual budget for the credit department. Reviewed, underwrote and approved commercial, real estate and consumer credit requests.  Responsible for the bank’s portfolio i.e., managed the process for renewals… Show more Established the credit department, staffing, manuals and credit approval memos.  Promoted favorable image of the bank in all business activities within the community.  Developed new customer prospects and business for the bank.  Managed staff and developed an annual budget for the credit department. Reviewed, underwrote and approved commercial, real estate and consumer credit requests.  Responsible for the bank’s portfolio i.e., managed the process for renewals, reviews, past dues and new requests. Show less

Established the credit department, staffing, credit policy, manuals and credit approval memos.  Promoted favorable image of the bank in all business activities within the community.  Developed new customer prospects and business for the bank. Managed staff and developed an annual budget for the credit department.  Reviewed, underwrote and approved commercial, real estate and consumer credit requests.  Responsible for the bank’s portfolio i.e., managed the process for… Show more Established the credit department, staffing, credit policy, manuals and credit approval memos.  Promoted favorable image of the bank in all business activities within the community.  Developed new customer prospects and business for the bank. Managed staff and developed an annual budget for the credit department.  Reviewed, underwrote and approved commercial, real estate and consumer credit requests.  Responsible for the bank’s portfolio i.e., managed the process for renewals, reviews, past dues and new requests.  Integral team member during the conversion and acquisition process between The Heritage Bank and Cardinal Bank.  Developed a complete business plan for Bank2Business-Fair Isaac scoring system to be implemented with the local and national market. Show less

Responsible for performing underwriting of credit applications and making recommendations regarding resolution of the requests.  Prepared and reviewed documents related to terms, covenant and modifications.  Underwrote SBA loans and maintained communications with SBA representatives.  Maintained customer contact and followed-up through customer calls for new and existing credit.  Provided effective presentation of the bank to current and prospective customers.  Played major… Show more Responsible for performing underwriting of credit applications and making recommendations regarding resolution of the requests.  Prepared and reviewed documents related to terms, covenant and modifications.  Underwrote SBA loans and maintained communications with SBA representatives.  Maintained customer contact and followed-up through customer calls for new and existing credit.  Provided effective presentation of the bank to current and prospective customers.  Played major role in developing the Fair Isaac – Credit scoring model in the bank. Show less