Transforming Financial Landscape:• Conduct intricate financial modeling, specializing in comprehensive 3-statement models to forecast and analyze business performance.• Implement strategies to automate and elevate tools and systems, ensuring the streamlined execution of routine finance, accounting, and planning tasks.• Strengthened FP&A capabilities, establishing a rigorous Annual Operating Planning process marked by collaboration and participation.Collaborative Leadership:• Engage closely with fellow Executive team members and functional leaders, fostering synergies that drive holistic business growth.• Empower teams through effective coaching and mentoring, cultivating a culture of continuous improvement and professional development.• Champion cross-functional collaboration, uniting diverse teams to achieve collective financial objectives.Elevating Financial Insights:• Drive enhanced financial insights by analyzing profits, margins, and performance trends, unveiling strategic avenues for optimization.• Collaborate across departments to align financial goals with overarching business strategies, facilitating informed decision-making.• Driving the process and preparation of annual budgets, monthly flashes, and quarterly forecasts, ensuring actionable insights for decision-making.• SaaS financial modeling to provide granular financial analyses, informing strategic direction and growth opportunities.#StrategicFinance #FinancialModeling #CrossFunctionalLeadership #ProcessEnhancement

• Managed day-to-day operations of a $9MM subprime auto financing company with annual revenue exceeding $2.5MM.• Achieved a solid 12% average annual portfolio growth rate.• Directed a team of three department supervisors and provided indirect oversight to 15 employees.• Compiled monthly forecasts by identifying key risks and opportunities, analyzing portfolio performance and overall financial health.• Utilized detailed spreadsheets to uncover trends and establish accurate forecasts.• Presented comprehensive monthly reports to the board of directors.• Examined revenue trends through monthly variance analysis of income and expenses, while closely monitoring financial ratios and indicators.• Devised business and management strategies for loan origination, credit assessment, and marketing.• Developed financial and risk models to project growth based on key indicators.• Provided guidance to credit analysts regarding loan investigation and approval parameters.• Executed month-end closing procedures including internal account and bank reconciliations, and journal entry posting.• Managed accounts payable and accounts receivable processes.• Produced specialized models for performance and risk assessment in preparation for portfolio acquisitions.• Delivered ad hoc analyses to support informed business decisions.#FinancialManagement #StrategicAnalysis #OperationalExcellence"

• Conducted quantitative analysis of financial data to identify future trends and assess risk. Developed a program for approving loans based on a number of parameters. This program significantly improved the overall performance of the company. The default rate of the collection department decreased by 30%. • Prepared, analyzed and interpreted monthly financial results and forecasts for the company’s financial operations. Consolidated monthly results and recommended adjustments. Processed journal entries and reconciled general ledger accounts.• Analyzed losses and expenses attached to defaulted loans (non-performing loans). Recommended loss reductions by creating a remarketing department that was in charge of inventory control, reconditioning and remarketing the collateral. This resulted in four percent reduction of annual operating expense. • Assisted in preparing the year end financials for tax returns