Lead an international team responsible for audits, targeted assessments, and advisory consulting services for global Risk Management and Compliance functions.• Performed reviews in areas including: credit risk, operational risk, enterprise risk management, anti-money laundering (AML) and economic sanctions, corporate compliance, fraud, privacy, and swap dealer activities• Provided program management leadership for Finance's implementation of regulatory requirements spanning several enterprise wide systems

Promoted to lead a team located in 5 states. Ensured adherence to enterprise, operational, and third-party risk management requirements. Identified risk trends and managed emerging risks.• Performed effective challenge and acted as liaison and trusted partner across the three lines of defense for risk programs including the adoption of emerging technologies and build out of a new exception-reporting.• Educated partners across levels on risk themes through executive, governance, and committee reporting and presentations. Identified channels of escalation to accelerate remediation of issues found.• Innovated and implemented a vision for integrating operational, strategic, and enterprise functions to be tested and monitored spanning the full range of card and loan products. • Led new team through condensed time frames to achieve completion of risk assessments and process control design reviews in a third less time.• Defined and implemented automation of numerous processes related to data, reporting, and testing. Significantly increased efficiency in Preventative, Detective, Third Party, Exam, and AML risk management activities.

Chosen to lead a team located in 5 states responsible for Recovery and Collections Strategy, Vendor Audit, and Business Risk.• Created and implemented a vision for an innovative center of excellence for vendor audits that established a robust framework for third party oversight. • Performed an analysis of the Suspicious Activity Reporting (SAR) function that led to the creation and implementation of a new organization. • Provided strategic project management across enterprise partners including: technology, legal, compliance, risk and operations for the implementation of a best-in-class recovery system on time and according to plan. • Developed and implemented operational and statistical strategies, segmentations, and models to optimize inventory placement and forecasting. Increased incremental recoveries significantly.

Promoted to lead a team members across 3 states responsible for Authorizations, Pre-delinquency, Fraud, Collection and Recovery Incentive, and Compliance strategies.• Program managed the enterprise-wide implementation of the first holistic authorizations strategy. Replaced a legacy system, built new strategy segments, logistic regression models, and contingency logic. Partnered with technology, legal, compliance, and operations partners.• Profitably increased sales and mitigated losses through creation and implementation of numerous strategies.• Internally developed fraud model suite on time, which reduced reliance on external vendors and significantly reduced operating expenses.

Progressed through a number of roles with increasing responsibility, from an individual contributor to a senior people leader.