Eileen Zhang Email & Phone Number

Kirkland, WA, US

Kirkland, Washington, United States

Kirkland, Washington, United States

Chicago, Illinois, United States

• Led and published “2021 Credit Industry End of Year Forecast” on TU Newsroom as industry strategic planning guidance and was cited by CNBS.com, cutimes.com, etc. Predicted loan originations, balances and delinquency.

Chicago, Illinois, United States

• Grew lenders’ new accounts by 15% and lowered portfolio delinquency rate by 8% through analyzing credit score migration on 111M U.S. consumers. Identified top credit behaviors as risk separators with segmentation.
• Helped 150+ lenders adjust account management and acquisition strategy amidst COVID-19 pandemic. Drove and conducted the research in examining the impact and effectiveness of hardship programs as well as associated.
• Segmented 27M consumers with 5 different credit behaviors using decision tree models to identify behaviors indicative of opportunities for consumers in hardship programs. Findings was presented at TU Webinar

Greater Chicago Area

• Increased code efficiency 20% by streamlining current HQL script. Analyzed 200M+ credit data to generate consumer credit distribution and created 17 metrics to assess borrowing patterns among 9 lines of business.
• Composed quarterly Industry Insight Report to visualize and summarize credit trends in the U.S. consumer lending industry based on the metrics composed in Hive.
• Performed time series analysis and built seasonal ARIMA models to predict future 3 years’ quarterly credit bureau sales to identify potential growth and optimize KPI planning.

Greater New York City Area

• Increased social media followers number by 15% in 5 weeks” by building a multivariate regression model in R-studio to identify factors that influence the online article views for the firm’s social media accounts.
• Redesigned and launched company’s website using HTML based on the surveys of 100 potential users.
• Supported potential $100 million public offering by conduct audit assignment for Huanyou International (travel agency)including audit confirmation letter insurance and revenue recognition tasks.

• Selected and verified 600+ sample entries of CITCC’s book of accounts, including cash sales, interest income, accounts receivable, mortgage payments and dividend income to ensure the accuracy of transactions.
• Conducted comparable analysis of the firm’s balance sheet, statement of cash flow and income statement to identify the possible reasons of abnormal bank accounts and other significant differences in the companies’.

Beijing City, China

• Led a team of three to advertise 2017 TEDA Innovation and Entrepreneurship Competition. Created and executed online promotional campaigns, including using HTML5. Connected to 20+ Chinese universities and held 40 info.
• Analyzed 55 startup business plans and selected 15 companies as next batch of incubator projects by comparing maturity and current financial conditions of startups.
• Designed and held private event to connect 55 startups with 22 venture capital firms and support pre-A round funding.

Shanghai City, China

• Led a store expansion project for a Japanese education institution; Composed a proposal to the client based on the research of 5 competitor schools’ course structures, location selections and marketing strategies..
• Launched and ran the social media strategy for a Japanese early childhood education school. Managed the school’s Wechat account and attracted 500 new followers in two months. Designed and executed various online.
• Developed an Online Promotion Manual for YCP Holdings Ltd. to operate and attract future clients.

Greater Pittsburgh Area

• Worked closely with PhDs on a research project that studied the patterns of employee movement in the laser industry.
• Assembled and cross-compared 1000+ publication data in Excel to model the employee movements in the industry.
• Designed, organized and ran 50+ behavioral experiments to study the effects of membership change between groups.

Master Of Science - Ms, Analytics

Bs, Business Administration And Statistics