👉 I’m Ejide Sodipo:* Champion of real alternatives to managing risks for those who are tired of the status quo of rising costs without receiving proper benefits.* Commercial and maritime litigator with 29 years of experience representing clients in 400+ cases, including representation at the highest courts in Nigeria, securing victories at the Supreme Court of Nigeria.* 10 years experience with an internationally recognized leading UK Mutual management company.👉 When you are a business owner making crucial choices that cover your liability, the decision-making process can feel oppressive and never-ending.How best to consider trade-offs, solutions, best practices, lack of visibility or transparency, doing research on your own, and other details?I work with organisations to remove confusion and frustration inherent in identifying solutions to managing risk via risk retention and pooling. 👉 A Mutual could be the answer for:* Those with “hard-to-place” or uninsurable risks.* Consortiums of businesses who want to improve their collective buying power. * Participants who cannot obtain insurance for the particular types of risks seen only in their industries. * Buying groups who have historically endured high premiums yet can demonstrate a low loss ratio and good claims history.* Buying groups with technology to assess their risk and develop innovative and responsive products, which the traditional insurance market may be slow to embrace.* Groups with members who want to exercise discretion in paying claims because they are sympathetic to the members making the claims.I hold a Master of Laws (LLM) from University College London (UCL), specializing in Commercial and Maritime Law. I have a Bachelor of Laws (LLB) from the University of London, a Bachelor of Laws (BL) from Nigerian Law School, and a Certificate in P&I Insurance from the Skuld School in Oslo, Norway.