Julius Washington, Ctp Email & Phone Number

Chadds Ford, Pa, Us

• Sculpted the liquidity forecasting and capital structure of the Company via $1.2B of Warehouse Facilities and a $3.9B Asset-Backed Securitization program while providing weekly borrowing recommendations to senior management• Spearheaded the development, implementation, and ongoing enhancement of a cash flow system and maintained timely interest payments and quarterly principal payments for the credit facility• Presided over sizing and yearly renewal of the warehouse facility program• Coordinated multi-million dollar deals of Flagship’s quarterly subprime auto ABS issuances• Cultivated relationships with various stakeholders including investment banks, rating agencies, and investors• Rigorously reviewed legal documents and collaborated with lawyers to draft accurate business language• Developed cash flow models for the sale of ABS residuals• Presented quarterly board deck to senior management and stakeholders and projected cumulative net losses for financial analysis• Approved monthly warehouse and ABS servicer reports while conducting annual audits to ensure compliance• Monitored covenants and concentration limits by providing daily reporting on debt facilities

Mt Laurel, New Jersey, Us

• Managed two analysts and reported directly to the Treasurer of the parent company and the CFO of the bank holding company, ensuring alignment of business objectives• Developed and implemented comprehensive Asset Liquidity Management and Liquidity Forecasting strategies, supporting the company's Capital Structure through Warehouse Facilities, Certificate of Deposit issuance, Asset-Backed Securitization issuances, and Syndication Sales• Oversaw daily cash positioning and reporting, providing strategic working capital recommendations to senior management• Partnered with Tax, A/P, and A/R teams to optimize cash movement and liquidity, enhancing financial efficiency• Executed warehouse facility agreements, interest rate swaps, and unsecured lines of credit, ensuring financial compliance and risk management• Coordinated the borrowing and pay-down of short-term facilities, aligning with strategic financial objectives• Maintained strong banking and investor relationships, ensuring adherence to debt agreements and compliance reporting, facilitating seamless KYC documentation requests• Calculated quarterly debt covenant compliance, providing accurate financial assessments• Generated interest rate and volatility shocks on the portfolio, establishing effective hedge coverage strategies• Directed a $240 million asset-backed securitization program, overseeing quarterly asset sales, monthly asset-backed reconciliations, and servicer reports to Treasurer and rating agencies• Oversaw daily collections and remittance payments of all syndication programs, ensuring timely and accurate financial transactions

Mount Laurel, Nj, Us

● Responsible for daily cash / revolver positioning and reporting● Forecasted and analyzed firm’s liquidity position to provide a weekly report for seniormanagement● Supported negotiation and implementation of $2.9 billion warehouse line of credit● Executed foreign exchange trading and hedging for Canadian Auto Fleet services operationsbased on self-developed Excel models● Oversaw Treasury Department’s SEC reporting requirements and firm’s debt compliance● Administered two term ABS loan facility transactions for PHH U.S. Auto fleet leasing programswith a combined value of approximately $1.8 billion● Launched the execution of two Private Placement ABS transactions in the U.S. and Canadatotaling $300 million and CAD $350 million respectively

Mount Laurel, Nj, Us

● Managed the daily market valuation of a $1 billion mortgage portfolio● Generated cash flow modeling supporting execution of purchased servicing deals, bids onopen market, and hedging strategies● Collaborated with secondary marketing, ensuring hedge position matched the Locked Loansin the pipeline● Performed prepayment and delinquency analysis in cooperation with CFO to establish riskassessment of in-house portfolio and proposed acquisitions versus the industry● Built financial models utilizing Excel to provide accurate results in an efficient manner● Generated interest rate and volatility shocks on the portfolio to establish hedge coverage● Ran cash flow scenarios and analysis using SQL and SAS● Responsible for the monthly and quarterly closing, financial reporting of the asset

Wayne, Pennsylvania, Us

• Worked with rating agencies on cash flow runs and credit enhancement for Net Interest Margin (NIM) transactions.• Modeled transactons.• Reviewed sub-prime auto, bulk mortgage insurance, manufactured housing transactions.• Reviewed historical data for structured transactions coupled with economic projections, losses and prepayment vectors to provide a clear picture of potential outcomes

Charlotte, Nc, Us

• Worked on public and private credit card securitization transactions for MBNA United Kingdom and Canadian programs.• Monitored and analyzed cash yield, credit losses, delinquencies and other components for the Canadian and UK trust.

Master Of Science - Ms, Finance And Banking

Bachelor'S Degree, Finance And Economics