Julius Washington, Ctp Email & Phone Number

Chadds Ford, PA, US

• Sculpted the liquidity forecasting and capital structure of the Company via $1.2B of Warehouse Facilities and a $3.9B Asset-Backed Securitization program while providing weekly borrowing recommendations to senior.
• Spearheaded the development, implementation, and ongoing enhancement of a cash flow system and maintained timely interest payments and quarterly principal payments for the credit facility
• Presided over sizing and yearly renewal of the warehouse facility program
• Coordinated multi-million dollar deals of Flagship’s quarterly subprime auto ABS issuances
• Cultivated relationships with various stakeholders including investment banks, rating agencies, and investors
• Rigorously reviewed legal documents and collaborated with lawyers to draft accurate business language

Mt Laurel, New Jersey, US

• Managed two analysts and reported directly to the Treasurer of the parent company and the CFO of the bank holding company, ensuring alignment of business objectives
• Developed and implemented comprehensive Asset Liquidity Management and Liquidity Forecasting strategies, supporting the company's Capital Structure through Warehouse Facilities, Certificate of Deposit issuance.
• Oversaw daily cash positioning and reporting, providing strategic working capital recommendations to senior management
• Partnered with Tax, A/P, and A/R teams to optimize cash movement and liquidity, enhancing financial efficiency
• Executed warehouse facility agreements, interest rate swaps, and unsecured lines of credit, ensuring financial compliance and risk management
• Coordinated the borrowing and pay-down of short-term facilities, aligning with strategic financial objectives

Mount Laurel, NJ, US

• Responsible for daily cash / revolver positioning and reporting
• Forecasted and analyzed firm’s liquidity position to provide a weekly report for seniormanagement
• Supported negotiation and implementation of $2.9 billion warehouse line of credit
• Executed foreign exchange trading and hedging for Canadian Auto Fleet services operationsbased on self-developed Excel models
• Oversaw Treasury Department’s SEC reporting requirements and firm’s debt compliance
• Administered two term ABS loan facility transactions for PHH U.S. Auto fleet leasing programswith a combined value of approximately $1.8 billion

Mount Laurel, NJ, US

• Managed the daily market valuation of a $1 billion mortgage portfolio
• Generated cash flow modeling supporting execution of purchased servicing deals, bids onopen market, and hedging strategies
• Collaborated with secondary marketing, ensuring hedge position matched the Locked Loansin the pipeline
• Performed prepayment and delinquency analysis in cooperation with CFO to establish riskassessment of in-house portfolio and proposed acquisitions versus the industry
• Built financial models utilizing Excel to provide accurate results in an efficient manner
• Generated interest rate and volatility shocks on the portfolio to establish hedge coverage

Wayne, Pennsylvania, US

• Worked with rating agencies on cash flow runs and credit enhancement for Net Interest Margin (NIM) transactions.
• Modeled transactons.
• Reviewed sub-prime auto, bulk mortgage insurance, manufactured housing transactions.
• Reviewed historical data for structured transactions coupled with economic projections, losses and prepayment vectors to provide a clear picture of potential outcomes

Charlotte, NC, US

• Worked on public and private credit card securitization transactions for MBNA United Kingdom and Canadian programs.
• Monitored and analyzed cash yield, credit losses, delinquencies and other components for the Canadian and UK trust.

Master Of Science - Ms, Finance And Banking

Bachelor'S Degree, Finance And Economics