Ekta G. Email & Phone Number

Bengaluru, Ka, In

Bengaluru, Karnataka, India

• Leading the climate physical risk stress tests and development of ESG platform• Responsible for climate risk model development, enhancement and testing• Collaborating with regional teams to identify the climate based 'At Risk' properties for risk appetite setting

Bengaluru, Karnataka, India

• Execution of climate physical risk stress tests • Developed nearest neighbors approach to identify data anomalies and second order impacts • Supporting the expansion and enhancement of current methodology, datavisualizations and ESG platform requirements

Bengaluru, Karnataka, India

• Support country teams on various requests ranging from developing customerlevel insights, FICO deterioration, credit tightening strategy or any other ad-hoc analyses• Responsible for unsecured credit risk oversight, breach monitoring, reportin

New Delhi Area, India

Serving Business Banking Team (Acquisition Credit Risk Strategy)• Team is responsible for managing end-to-end acquisition strategies, which involves reviewing the existing strategies, propose new strategies that support auto-decision or control risk, collaborate with IT team to ensure appropriate implementation and support regular monitoring for existing and new strategies• Support on product requests ranging from providing risk assumptions for pricing, overdraft renewal strategy optimization, severity remediation and cater to any other ad-hoc request• With focus on increasing auto-decision rate, worked on variety of projects to achieve the goal in various auto-decision strategies – BPAL (Pre-assessed limits), CAIV (Self-Sanction strategy) and BAU applications• Collaborate with various teams such as, product, credit sanction, systems etc. to achieve a holistic view on a project and understand the requirements and challenges for efficient delivery• Responsible for guiding team members in their respective projects while ensuring a non-hierarchical conducive environment to work• Shared responsibility for catering to requests from audit, compliance and governance team and ensuring strategies are fit for purpose• Being the first member since the team started its operations from Noida, always supported, mentored and supervised new joiners and graduates for their onboarding and adequate business understanding• Responsible for planning and execution of relevant trainings (business, functional and technical) for campus hires for Risk function, Noida.

New Delhi Area, India

Worked for Business Banking Portfolio (Acquisition Credit Risk Strategy)• Developed an in-depth understanding of the business banking operations, particularly from an acquisitions credit risk standpoint, understanding the policies and rules for ENABLE customers• Involved in facilitating the automation of lending criteria and guidelines which required performing a CHAID analysis to identify potential segments for auto-decisioning for small business banking customers• Proposed a straight decline rule by utilizing the power of commercial CAIS data available for business banking clients• Responsible for performing a comparative study of next-generation scorecard models (Gen2/Gen3) with the existing model based on discrimination uplift and proposed a policy rule to mitigate risk due to swap-ins• Responsible for building loss curves for enable and zeus population and split them into appropriate segment level by using exponential regression technique, which can be fed into pricing model.

Bengaluru Area, India

Bengaluru Area, India

Project #1 : Participated in Discovery Challenge, 2008 held by European Conference on Machine Learning and Knowledge Discovery in Databases. The challenge was to develop a model for Spam detection and Tag recommendation for the social bookmarking website www.bibsonomy.org .The project was selected among top 5 for the BEST Summer Project in PRERNA 2008 @ NITIE, MumbaiProject # 2 : Prediction of Intraday Patterns and Local Predictability of High Frequency Financial Time Series Taking NIFTY Futures and Index.

Masters, Industrial And Management Engineering

Activities and Societies: Department Placement Cordinator Maintenance Secretary and part of Hostel Election Committee Participated.

B.Tech, Computer Science