Elder Quintero Email & Phone Number

Tyler, Texas Area

Finance DirectorCamping World and Good Sam - Tyler, TX - April 2016 to April 2017Offering Recreational loan financing and insurance to customers and providing them with a thoroughexplanation of aftermarket products and extended warranties and a complete explanation of manufacturer anddealership service procedures and policies.This position was much as my previous Finance Manager positions I have held. I was lured there while I wasin the Auto Industry. I enjoyed the position and helped grow their Finance Department to a 350% increasein a year's time.When I arrived at this dealership they had no idea how to run a Finance Department and it was not a priorityto ensure proper turns to the finance department to secure sales. Approximately 70% of their business wascash or outside finance.Many of the proven tactics that have worked for me in the auto industry were implemented by me to increasebusiness at this dealership. I increased total monthly profit from 45k a month to a average of 155,000 everymonth. The following is a summary of implementations that were brought over to the RV industry that I havehad a proven track record of success within the automobile industry.Seeking new lending institutions and securing competitive interest rates and financing program for all mycustomersProcessing financing deals accurately and securing approval through financial sources to maximum back endprofits.Understanding and complying with federal, state and local regulations that affect the RV industry.Creating and maintaining a program with the sales department that will ensure all new sales are referred tothe F&I department.Training and providing the sales team with information on finance and lease programs and the benefits of thedealership’s financing and extended service programs.Helping Sales Desk learn to properly structure deals based on lending institutions Loan to value regulations.

Tyler, Texas Area

Finance Manager for Patterson Pre-Owned Super Center helping the people of East Texas get the Car or Truck they deserve. I work with over 40 lenders to help people arrange financing for a automobile. Good credit or bad. I have access to over 1800 cars and trucks and can help you or a family member find one that will make you happy. Bad credit can be a issue at other dealerships, I can help you reestablish credit with all 3 credit bureaus and I will put you in a vehicle you can be proud of.

Henderson, Tx

Finance Director, New Car Sales Mgr, Used Car Sales Manager  Managing and overseeing customer contracts submitted to banks, credit unions, and financial institutions. Making sure submitted applications were properly structured, insuring loan to value, payment to income, and state usury laws were all within the bank or credit unions parameters to maximize profits. Rehashing deals directly when my Finance Director could not get deal approved or needed a higher loan to value.