Elena Balada Zamora Email & Phone Number

Valencia, Valencian Community, Spain

Puzol, Valencia, Spain

• Global vision of treasury on countries where the Group is present (Spain,Italy, Germany, The Netherlands, South Africa, Ecuador and Tunisia) • Determine the Group’s financing needs, both for working capital and new investments, keeping financing costs to the minimum and prioritizing the leverage ratio• Responsible of the management and use of Cash Flow, and of establishing effective controls on existing or future risks • Treasury Risk Management over FX exposure and strategy, cash collections, client’s coverage, and insurances• Control the Group’s indebtedness through debt restructuring, effective control of WC and healthy banking relationships• Supervise the Group’s yearly budget process in the treasury area• Develop and implement Treasury controls, automations, and processes improvements • Proven effective risk management over Group insurances deriving in savings over 200k€ and decrease of risk exposures as well as remediation on coverage insufficiencies• Direct management of a team of 4 people, indirect of +10, supervising Cash Management, Treasury Analysis, Accounts Payable and Accounts Receivable

Madrid Area, Spain

• Develop new business opportunities with tailored pricing solutions and bespoke integration with our customer’s internal systems• Support the dialogue with customers as Cash Product Specialist aiming to expand their payments activity through Barclays• Deliver leading edge Cash Management advice to enhance client’s performance understanding possible impact of economic environment • Support the onboarding, relationship, operations and KYC teams, for delivery and monetization of newly acquired customers • Build a strong and successful relationship with our clients and businesses • Participate in new products development and service migrations, working closely with other areas like tax, legal, finance or compliance • Coach of colleagues in the research, sale and implementation of new products • Part of the “World Class Banker” program developing a brand new Guide for Cash Managers around the globe• Play an integral part in achieving the Cash Income Plan through the acquisition of new business and protecting income lines from potential competitor’s threat to establish Barclays as one of the market leaders in the field of Cash Management• Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards

London, United Kingdom

• Expand responsibilities and implications of the tasks described below for my role as Supplier Relationship Manager to High Risk suppliers• Work collaboratively with internal stakeholders and key senior supplier representatives to address supplier’s underperformance or not adherence to regulatory and legal requirements • Plan, execute and implement the group strategies to operate the controls frameworks and effectively manage risk• Daily client interaction managing key, high value and complex third party supplier relationships• Direct management of +30 colleagues across 5 countries. Engage remotely to train and upskill my team, as well as to and provide risk and performance management support• Elaborate and present Executive Reports to internal and external senior stakeholders• Proven ability in delivering significant improvements to my portfolio of suppliers, enhancing and re-engineering their internal processes• Challenge accuracy of processes and suggest improvements with proven savings of over £100K/year• Use legal expertise to assist Legal Teams in identifying and addressing potential legal breaches and their immediate implications

London, United Kingdom

• Responsible of managing the Corporate and Investment Bank’s most important supplier relationships and deliver effective commercial and risk management across my portfolio of vendors • Work directly with internal stakeholders and supplier representatives to address underperformance or not adherence to obligations• Operate control frameworks implementing and adhering to policies, procedures, standards, best practice guidelines and available tools to meet all regulatory requirements globally, and establishing an effective governance for all suppliers • Plan, design and execute the necessary processes to carry out an effective risk control and thus to fulfil the group KPI´s objectives, measurement of results, elaboration of reports and improvement proposals.• Ensure that all risk exposures are reported appropriately, and design, advise and implement effective risk mitigation strategies.• Provide risk and performance management support to Supplier Managers in UK, Brazil, Mexico, Spain and Portugal as Lead Coordinate • Direct and daily contact with suppliers in order to create an effective working relationship and be therefore able to manage key, high value, complex, third party supplier relationships

London, Reino Unido

• All the responsibilities outlined for my Essential Banker role• Welcome new customers to our community with our everyday banking• Build relationships with our customers, identify their needs and doing the right thing for them, providing services related with everyday banking, savings, borrowing and lending or insurances• Create moments that matter for our customers and help them to make informed decisions to achieve our goal of becoming the go-to bank and build advocacy in Barclays• Organise my own time, build responsibilities, effectively manage my customers, and assure quality time with them • Have an extensive knowledge of products and services, keep my training on board and always keep up to date with competitor’s offerings and our new products and services

London, Reino Unido

• Be proactive, visible and engaging. Provide effective Banking Hall coordination and assist customers• Undertake till management and till balancing and take responsibility for cash managements and controls• Offer a professional, caring, consistent and outstanding level of customer service • Create exceptional customer experiences for everyday queries using all available resources• Demonstrate a strong level of competence in our products and be inspired to high performance• Offer alternative methods of banking enabling the proactive education of our customers as well as give detail of other products • Work with colleagues in a collaborative way• Build trust in our company by engaging in conversations and actively listening to customers

The company is dedicated to facilitate reports and populational and sectoral studies to Public or Private Administrations. In my case, working closely with “Generalitat Valenciana” and “FEVADER”, the job consisted in presenting the required reports and statistics about around 2000 projects which, in accordance with the Agricultural Policy of the European Union (CAP) and the Program of Rural Development 2007-2013, have been recipients of aid following the "Ruralter" strategy of promoting, maximizing and encouraging the economic and social development of rural municipalities in the Valencian Community.

Preparation of the public examination focused on Civil, Mercantile, Administrative, Procedural, Mortgage, Fiscal and Notarial Law, by Algemesí’s Registrar Sr. Rafael Francisco Carbonell Serrano.

Branches In La Sénia And Alcanar, Tarragona. Spain

• Give a direct and personalized attention and advice to customers • Develop commercial and marketing skills. Open accounts• Acquire knowledge of different contract typologies, and banking, insurance and stock-exchange legislation• Acquire knowledge of financial products and services• Head of Treasury, responsible for sending, receiving, managing, and other related tasks• Take charge of administrative office management (issuing checks, performing deposits and withdrawals, charging fees, taxes and receipts, performing bank’s orders and transfers, standing orders, balance, archives, mailbag, forms and listings)• Liaise between the departments and clients and these and the company itself• Acquire experience developing and managing databases and information systems• Perform Active and Passive operations• Perform other operations related to cash dispenser, credit cards, insurances and securities• Draft legal and economical reports• Study the feasibility of loan and credit operations and prepare the related reports

Cullera, Valencia. Spain

• Properly apply accounting methodology and Chart of Accounts criteria• Carry out and submit accounting and commercial obligations in accordance with current regulations. Lodgement of tax month end and quarterly returns. Set up of books and accounting systems• Appearance in representation of taxpayer in all type of inspections

La Sènia, Tarragona. Spain

(as detailed above for the same company)

Licentiate Degree, Law

CORE/COMPULSORY SUBJECTS Theory of Law History of Spanish Law Political Economy and Public Finance Roman Law Constitutional Law I, II.

Bachelor’S Degree, Business Administration And Management

CORE/COMPULSORY SUBJECTS Economic Entrepreneurial Mathematics Financial Mathematics Statistics I, II, III Enterprise/Business Law.

Certificate Of Proficiency In English

Certificate Of Superior Level In English, = C2 According To Common European Framework Of Reference In Languages C.E.F.R.

Certificate Of Intermediate Level In French, =B1 According To Common European Framework Of Reference In Languages C.E.F.R.

Certificate Of Basic Level In German, = A2 According To Common European Framework Of Reference In Languages C.E.F.R.

Certificate Of Superior Level, = C2 According To Common European Framework Of Reference In Languages C.E.F.R.

Certificat De Nivell Superior De Català, = C2 According To Common European Framework Of Reference In Languages C.E.F.R.

La Armonización Internacional Del Derecho Privado Y Su Aplicación Por Los Operadores Jurídicos, International Law And Legal Studies

Jornadas organizadas por la Universitat de València en Abril de 2008.

Jornadas Prácticas Sobre El Derecho Real De Hipoteca, Law

Sesiones organizadas conjuntamente por el Departamento de Derecho Civil de la Universitat de València y Colegio de Registradores de la.

Principios Básicos De Prevención De Riesgos Laborales

Trabajos Con Pantallas De Visualización De Datos (Pvd’S), Data Processing

Planes De Pensiones, Banking And Financial Support Services

Curso De Operador De Banca De Seguros., Banking And Financial Support Services

*Generalidades sobre Seguros * Seguros de Daños * Seguros de Personas * Seguros Patrimoniales * Otros

Master'S Degree In Teacher Training, Secondary Education And Teaching