I am known in the industry for 3 specialisms, divorce, dementia & death. All 3 have one connection – a significant change in your life plans. These are times when fear can disable us, leading to “no decision”, battling for outcomes that we do not know if they have a value to us or even chasing a result that leads to a worse long term outcome. I believe that we should all understand the risks and rewards inherent in any decision we make before we make that decision. After all, it may be 10 / 20 + years into the future before we really know if that decision was right for us. And then it is too late to go back & change our mind.If you have a significant decision to make financially, that has to be taken now before your life can move on, then it is important to understand the long term impact of that decision. As a Fellow of the Personal Finance Society, STEP affiliate and a Dementia Friend’s Champion, I specialise in complex questions. I work closely with lawyers, mediators & collaborators on:• Divorce• Contentious probate• Trusts / trustees• Attorneys (LPA/EPA)• Later Life planning• Dementia• IHT• Wealth management • Pensions / retirement / financial independenceI love my job, as I get to help people at challenging times in their lives, & see them move on to better futures. So when I am not working I spend time studying for further advanced qualifications. Currently • STEP Professional Postgraduate Diploma in Private Wealth Advising • Society Later Life Advisers I enjoy researching many different family trees (we can learn a lot from the past) and trying to exercise. I have just retaken up Ballet after 30 years! I hope, one day, to do a TedTalk.