Elizabeth Etheridge Email & Phone Number

Greater Atlanta Area

Manage internal compliance team to enhance the value, service levels and capabilities of audit and regulatory compliance at ASP, including monitoring and measuring enterprise-wide risks by providing standard and enhanced audit and advisory services. Responsible for ensuring regulatory compliance requirements are addressed with the functional leaders and process owners in the business through appropriate internal policies, procedures and guidelines.

• Re-engineered credit lending administration and workflow processes to enhance transparency and provide consistency in documentation standards• Reorganized operational practices and procedures resulting in cost savings, as well as enhanced audit, exam, and compliance reviews• Established centralized wire operations to facilitate personnel and workflow efficiencies and cost savingsManaged underwriting, loan operations, servicing, and deposit operations of the organization within applicable company and regulatory guidelines. Established and implemented polices and processes to attain work flow optimization. Responsible for daily leadership and management of operational functions and associated risks consistent with objectives and policies. Additional functions included business continuity, as well as functioning as the liaison for human resources and mortgage company subsidiary.

• Established program work flows and polices for a new line of business• Negotiated significant service provider fee reductions • Established relationships with program vendors and resources to meet strategic objectivesManaged operations for a wholesale mortgage program available to Federal Home Loan Banks. Responsible for seller/servicer approval, technology development and maintenance, regulatory compliance, investor and seller/servicer presentations, quality assurance and surveillance, mortgage accounting,program training and implementation. Additional functions included marketing, relationship management, BC, and contract negotiations.

Greater Atlanta Area

• Directed operational launch of Global Mortgage Alliance and Mortgage Purchase Program subsequent to regulatory approval of new business activities • Developed systems and procedures to implement actual/actual remittance and servicing released as new MPP product options to increase loan volumes• Implemented cross training to create efficiencies in work flows to support MPF® and MPP with existing staff Managed residential mortgage operations for a new strategic line of business for the Bank. Responsible for Global Mortgage Alliance, Mortgage Purchase Program, and MPF policies and procedures, technology development and maintenance for proprietary Loan Acquisition System, internal and external regulatory compliance (including SOX , SEC, and risk assessment), program guides and documentation, quality assurance, credit enhancement compliance, mortgage accounting, and program training and implementation. Additional functions included business continuity, marketing, relationship management, and contract negotiations with members, rating agencies, FHLBanks, mortgage insurance companies, master servicers, and document custodians.