Elizabeth Carpio Email & Phone Number

Dallas, Tx, Us

Notable Accomplishments:➤ Received recognition from the SVP/Treasurer for successfully overhauling the securitizations wire process and increasing workflow efficiency. Collaborated extensively with the Treasury Reporting Group on the timeline of securitization remittance requests, increasing it from 1 business day before the due date to 8 business days. Observed multiple causes for the last-minute requests and reviewed data to determine how to best streamline the process. Identified amounts that remain unchanged from month to month and automated these into an easier process. ➤ Assign wire and other transfer requests/inquiries to Analysts for processing. Validate datapoints queued by Analysts in FIS Integrity and approve/release wires. Confirm requestor titles and limits and whether board approval is required. ➤ Collaborate extensively cross-departmentally: with Capital Markets to discuss cost-effective liquidity strategies, and with Human Resources in calculating payroll figures and funding of payroll account. ➤ Process payment requests from Legal department and receive quarterly dividend payments due from Legal. General Responsibilities:Oversee multiple cash balance functions and forecasting. Manage the short-term forecast and ensure operating account cash balances end on target. Track unsecured debt and revolving debt lines; build forecasts to determine average figures when hard data is not ready. Maintain cash balances daily; request advances and pay downs as needed. Remit daily emails to leadership with cash balance reviews and explanations when over or under target. Update policies as needed. Develop and maintain a complex forecast that predicts and reflects what the company should expect related to residuals and service fees, deal closures, expenditures, and new car loan and lease originations. Remit daily report of revolving and term debt utilization.

Dallas, Tx, Us

Notable Accomplishments:➤ Built the cap premium process from scratch; collaborated with the Cash team to stand up the new workflow.➤ Managed auto lease securitizations cashflow forecasting models.General Responsibilities:Confirmed derivatives contract accuracy and executed monthly swap payments in a controlled environment. Updated ICMS daily including advances & paydowns, monthly payments to multiple warehouses, securitizations and residual payments. Verified user entitlements quarterly and set up new private term securitizations and private facilities. Reconciled the monthly Bond Custody Report. Created an Accounts Receivable process for tracking invoices payable to lending side.

London, Uk, Gb

General Responsibilities:Reconciled the Payment Clearing, Escrow Disbursement and Service Fee accounts daily for commercial mortgage servicer. Performed extensive monthly reporting duties, including preparing the Preliminary and Final Monthly Fee Recap reports and the Portfolio Recap report. Calculated and paid advances; managed transfers and wires. Calculated the Interest on Reserves for Ginnie Mae (GNMA) and posted to Enterprise Portal. Reconciled the Principal & Interest (P&I), Taxes & Insurance (T&I) and Reserves monthly for GNMA & Freddie Mac (FHLMC) custodial accounts; built policies and procedures for this process from scratch. Trained new hires.

Coppell, Tx, Us

Notable Accomplishments:➤ Went above and beyond role requirements to build a workflow that ensured the accuracy and timeliness of files exported from Fiserv to Ginnie Mae. Collaborated with IT; performed data monitoring and validation. Recognized for the project’s success by an SVP who described its execution as “flawless.”➤ Served as Special Project Lead to report on the GNMA portfolio throughout the onboarding phase. Attended Ginnie Mae training to further develop knowledge in MBS guidelines. Trained others on guidelines and developed policies and procedures from scratch. Built a testing & monitoring plan and leveraged Fiserv for investor setups. General Responsibilities:Balanced and reported securities in accordance with the pooling and servicing agreement deadlines. Performed account research and initiated money adjustments as necessary to clear items between system data and actual cash statements to ensure proper management of investor banking activity. Helped mitigate Regulation AB and corporate policy violations by ensuring timely resolution of account issues.

Coppell, Tx, Us

General Responsibilities:Reconciled custodial accounts of residential home mortgage loans for both P&I and T&I (Actual/Actual (A/A) & Schedule/Actual (S/A)). Cleared all shortages/surplus A/A or S/A items. Adhered to investor & government guidelines. Provided training/assistance to coworkers/new hires.

Charlotte, Nc, Us

General Responsibilities:Reconciled Schedule-to-Schedule (S/S) custodial accounts and cleared all shortages and surpluses. Performed Outages Test on cash reconciliations in adherence to investor and regulatory guidelines. Helped train new hires and existing staff.Used MS Excel, D3000, Flextran and Bankway daily.

Charleston, South Carolina, Us

General Responsibilities:Leveraged Yardi to receive, verify and process checks. Investigated discrepancies and duplicate vendor payments. Prepared reports for tracking expenditures against budgets and managed costs. Assisted with setting up new vendors, contractors and other service providers. Resolved billing disputes by direct contact with vendors.

Dallas, Texas, Us

General Responsibilities:Prepared and transmitted prior day positive pay files to bank partners. Assisted Vendor Compliance with reviewing and releasing vendors. Managed wire data; exported and imported data daily into ICMS and manually input wires into bank systems. Approved invoices, processed checks and posted batches. Served as the Partnership Accounting Liaison with RREEF and assisted Treasury team with requests.

New York, Ny, Us

General Responsibilities:Established and serviced all accounts offered by Bank of New York/Chase Bank. Processed all types of loan applications including lines of credit. Produced in a competitive sales environment by satisfying sales quotas. Conducted group banking by meeting with perspective clients outside of the association. Completed daily wire transfers both domestic and international.

Kansas City, Mo, Us

General Responsibilities:Processed daily transactions: deposits, withdrawals, transfers, loan/cash advances. Reconciled cash advance machine and coin machine. Logged cashiers checks, money orders, coin bags. Conducted monthly audit on vault. Prepared currency shipment every Monday and Wednesday nights.Balanced working and reserve money. Processed large currency worksheet. Handled MAC (ATM Deposits) daily.

Bachelor Of Science (Bs), Business Administration

Associate Of Science (A.S.), Business Administration