Thirteen years’ experience in the financial services sector supporting retail and business banks. I have acted in internal management roles as well as an external consultant on projects and in secondments. My experience extends across lending strategy, financial risk, quantitative risk analytics, and credit risk, having operated in both first- and second-line capacities. I have hands-on experience and led teams, with responsibilities for portfolio management and optimisation, lending related modelling, credit decisioning strategy, automated data-driven decisioning, process optimisation, and manipulation and use of big data. I have a passion for leading teams, projects and finding solutions for everyday and more specialised business challenges, but also seeking ways to leverage identified opportunities. My stakeholder engagement responsibilities have extended across various levels and multiple teams enabling successful delivery.