A detail-focused and results-driven Credit Risk and Compliance Management professional with significant experience in corporate banking, financial compliance, and credit risk management to maximise revenue streams for clients. I am well-versed in risk management, credit analysis, and fiscal compliance to drive strategic business growth and mitigate risks effectively. Furthermore, I have proven expertise in establishing new policies, monitoring customer profiles, and managing various risk types, including financial crime and regulatory compliance in close liaison with stakeholders. I’m adroit at conducting credit risk-related audits and revamping credit/loan approval strategies. Along with that, I am proficient in leading cross-functional teams, managing high-profile portfolios, implementing risk management frameworks, and streamlining value-added changes.A few key highlights from my career include the following:● Reinforced the successful delivery of BBL loan programme by integrating new systems/processes through introduction of a first-party lending fraud checklist and implementation of credit assessments on CBIL loans.● Optimised credit risk assessments with example credit papers by leading in credit analysis on drawdowns and default/demand procedures for government loans during COVID-19.● Achieved substantial revenue growth and increased income from product partnerships ● Generated cost savings and profitability by organising cost-effective team meetings and travel arrangements; created profitable portfolios and defined pricing structures to meet client needs and HSBC's objectives.● Exceeded KPIs and targets by proactively engaging in cross-referral activities, surpassing drawdown targets, and maintaining a pre-booked diary for credit assessment applications