Elma Cindy Peña

Elma Cindy Peña Email and Phone Number

Processor Escrow @ Texas American Title Company
Houston, TX, US
Elma Cindy Peña's Location
Houston, Texas, United States, United States
Elma Cindy Peña's Contact Details

Elma Cindy Peña work email

Elma Cindy Peña personal email

About Elma Cindy Peña

Fluent in both English and Spanish read/write | Lending & Underwriting | Conventional & Government Mortgages | Team Leadership| Loan closing |Proficient in MS Word, MS Excel and outlook | Data Entry| Well advanced in ten key and typing ​

Elma Cindy Peña's Current Company Details
Texas American Title Company

Texas American Title Company

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Processor Escrow
Houston, TX, US
Employees:
211
Elma Cindy Peña Work Experience Details
  • Texas American Title Company
    Processor Escrow
    Texas American Title Company
    Houston, Tx, Us
  • Texas American Title Company
    Processor
    Texas American Title Company May 2023 - Present
    United States
  • Black, Mann & Graham Llp
    Post Closer
    Black, Mann & Graham Llp Jun 2015 - Nov 2022
    United States
    •Reviewing loan documents for accuracy, following up on title insurance, and gathering any missing information. •Review Hud-1 or settlement statements for accuracy.•Document is reviewed for signatures and notary stamp/signature.•Create collateral packages (original note, copy of mortgage, copy of title commitment)•Comply documentation with specific investor requirements. •Ship closed loan files to investors and notes to warehouse banks. •Communicating with clients to ensure that they are satisfied with services provided and that they have no further questions or concerns. •Ship out loans and clear conditions with investors on or before target delivery date. •Manage daily pipelines of loans. •Review final ALTA to Closing Disclosure and issue a Post Consummation Closing Disclosure if necessary. •Work with Closing attorney/Title Company to obtain documents to clear file for purchase. •Ensure 1099 and tax information is properly filed and reporting information is documented in closing. •Gather, compile, organize, ship and track investor requested loan documents as required. •Review & obtain conditions to clear loans for purchase with investors in a timely matter. •Review LE/CD to ensure accuracy and compliance with TRID.
  • Swe Homes, Lp
    Mortgage Loan Compliance Review Specialist
    Swe Homes, Lp Jun 2014 - May 2015
    Houston
    Mortgage Loan Compliance Review Specialist: Houston, TX 6/14 to 5/15• Analyze documents to ensure that required underwriting conditions have been met, and follow up on missing/ incorrect documents or process to complete loan file or to correct closing issues• Perform quality control on closed loan packages to ensure that all documents are correct and in compliance with company guidelines and state and federal regulations• Review escrow files, record deeds, process all re-conveyances and re-recordings per company and county requirements.• Process reversals, NSF items and adjustments. • Log collateral documents containing mortgage documents such as Notes, Mortgage/Deeds of Trust, Title Policies, Assignments and Modification Agreements.• Responsible for setting ACH payment processing through bank transmit.
  • Reverse Mortgage Solutions, Inc.
    Deed/Hud Specialist
    Reverse Mortgage Solutions, Inc. Jan 2014 - Jun 2014
    Houston Area, Texas
    Responsible for receiving, reviewing and forwarding deeds to ensure that properties are closed in a timely manner. • Request revisions and execute FNMA/non-FNMA deeds.• Send approved deeds to client/title company• Contact appropriate parties for necessary documents corrections• Balancing of the funds involved in the transaction• Review and research quality errors• Ensure all legal documents are appended including RESPA• Audit estimated HUD-1 to verify seller/buyer, interest rate, and settlement cost such as the appraisal, escrow, taxes and title insurance fees are all precise.
  • Stewart Lender Services (Bac)
    Short Sale Negotiator And Team Lead
    Stewart Lender Services (Bac) Jul 2013 - Dec 2013
    • Monitoring system conversion, documentation, team meetings to prepare for daily project plans and timeline updates.• Complete assignments under intense deadlines.• Assigned multiple projects and responsible for planning, setting tasks and goals.• Ensure all team members receive coaching and support as required to maximize their performance and productivity.• Responsible for delegating task, negotiating workloads, assessing performance and reporting on developments.• Working files to their entirety making and answering phone calls to agents and homeowners.• Organized training workshops to improve the performance of members to get them up to par and meet the criteria that is demanded of them.• Analyzed and prepared production timelines for high volume project workload.• Assuring all financial documents including Occupancy certificate is signed/dated within FHA required timeframe.• Evaluate documents to be in compliance with governmental Quality Assurance Control lists and descriptions.• Negotiating all short sale offers to assure that all documents are in compliance with investor & insurer guidelines.• Review purchase contracts, marketable titles and completing a comparative analysis to submit the qualifying offers to the mortgage investor for a decision.• Ordering the applicable property value and requesting variances for postponement on expired appraisals due to FHA guidelines.• Presenting Listing Agreements and counter-offers for supervisory approval.• Minimizing losses on foreclosures through analysis, management, marketing and liquidation of real estate owned properties. Formulating foreclosure avoidance plans.
  • Resources Global Professionals
    Consultant
    Resources Global Professionals Mar 2012 - Feb 2013
    Resource Global Professionals Houston, TX 3/12 to 2/13Office of the Comptroller of the Currency (look back review)Consultant:• Conducted special studies to analyze policies, procedures and controls.• Performed quality assurance to identify potential servicing issues on collections, loss mitigation, bankruptcy and foreclosure processes.• Coordinated with all levels of management to gather, summarize and prepare recommendations regarding acquisition activity, new business planning, government requirements and operating forecasts.
  • Litton Loan Servicing
    Loss Mitigation Bankruptcy Closer
    Litton Loan Servicing Mar 2011 - Oct 2011
  • Litton Loan Servicing
    Loss Mitigation Closer
    Litton Loan Servicing May 2001 - Mar 2011

Elma Cindy Peña Skills

Loan Servicing Mortgage Lending Loss Mitigation Loans Fha Foreclosures Mortgage Servicing Loan Origination Financial Analysis Bankruptcy Negotiation Analysis Payments Financial Modeling Cash Management Outlook

Elma Cindy Peña Education Details

  • Jefferson Davis High School
    Jefferson Davis High School
    Diploma

Frequently Asked Questions about Elma Cindy Peña

What company does Elma Cindy Peña work for?

Elma Cindy Peña works for Texas American Title Company

What is Elma Cindy Peña's role at the current company?

Elma Cindy Peña's current role is Processor Escrow.

What is Elma Cindy Peña's email address?

Elma Cindy Peña's email address is ep****@****ndg.com

What schools did Elma Cindy Peña attend?

Elma Cindy Peña attended Jefferson Davis High School.

What skills is Elma Cindy Peña known for?

Elma Cindy Peña has skills like Loan Servicing, Mortgage Lending, Loss Mitigation, Loans, Fha, Foreclosures, Mortgage Servicing, Loan Origination, Financial Analysis, Bankruptcy, Negotiation, Analysis.

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