Essam Maimani Email & Phone Number

Riyadh, Saudi Arabia

• Develop and implement fraud prevention controls specifically tailored to the banking sector to minimize financial losses.
• Conduct in-depth reviews of bank unit procedures, identifying areas for improvement and implementing enhancements to strengthen operational controls.
• Regularly attend Operational Risk Committee meetings, contributing to discussions on risk management strategies and providing insights into operational risks.
• Ensure adherence to policies, procedures, PPGs (Program Performance Guidelines), and outsourced assessments.
• Investigate and analyze operational loss cases to identify root causes and prevent future occurrences.
• Validate, register, and follow up on operational risk issues, contribute innovative ideas for automation and process enhancement, and ensure timely completion of strategic targets, including KRIs (key risk indicators).

Riyadh, Saudi Arabia

• Conduct comprehensive risk assessments to identify and evaluate operational risks across various business lines.
• Develop and implement effective risk mitigation strategies to minimize potential losses.
• Monitor key risk indicators (KRIs) and operational losses, investigate significant incidents, and report to management.
• Ensure compliance with all relevant regulatory requirements through cooperation with the compliance department, including those imposed by the Saudi Central Bank (SAMA).
• Stay updated on regulatory changes and their implications for the bank's operational risk management framework.
• Design, implement, and maintain robust internal controls to prevent and detect operational risks.

Riyadh, Saudi Arabia

• Assess and make informed decisions about customer credit applications using diverse criteria, including the purpose of the loan, credit viability, and customer payment history to determine customer creditworthiness.
• Evaluate the creditworthiness of individuals applying for loans, ensuring a thorough review of credit profiles, financial data, and repayment capacities.
• Conduct in-depth analysis of financial statements and assess credit requests, including new, amended, or refinancing requests, as well as annual reviews, to maintain accuracy in credit risk assessments.
• Present detailed analysis, findings, and recommendations to management, especially highlighting cases that reveal potential risks or concerns about the borrower’s ability to meet repayment obligations.
• Support automation efforts by preparing and handling reports that contribute to the digitization and streamlining of credit request processing, enhancing overall operational efficiency.

Riyadh, Saudi Arabia

• Oversee and manage remittance operations, including SWIFT and SARIE transactions for both incoming and outgoing payments, Saudi Central Bank payment gateway, and ensuring compliance with regulatory standards and bank.
• Conduct reconciliation of financial records, ensuring accuracy in expense management, and manage key financial functions such as SADAD, MADA, GOSI, and responding to client inquiries efficiently.
• Lead and participate in System UAT, ensuring that system upgrades or new implementations meet business requirements and function smoothly across various transaction processes.
• Collaborate with the operations department to establish and optimize SADAD and MADA systems.

• Ensure the smooth execution of corporate international transactions, such as SWIFT transfers, in line with global banking standards and compliance regulations.
• Monitor international payment transactions for regulatory compliance.
• Supervise and enhance system performance for payments, leveraging advanced financial technologies and platforms.
• Manage daily reconciliation of international transactions, ensuring accuracy in reporting financial activities.

Riyadh, Saudi Arabia

• Ensure accurate authorization of SWIFT payment transactions using the Equation system and SWIFT Alliance.
• Regularly review SWIFT reports to maintain accuracy and prevent errors or discrepancies in transaction processing.
• Monitor traffic reports on a daily basis to detect and rectify potential errors or avoid duplicate payments.
• Post all incoming SWIFT payments accurately into client accounts to maintain correct account balances.
• Leverage tools such as the World Check system to assist the compliance department in detecting and reporting issues related to terrorism financing and money laundering (monetary crimes), ensuring adherence to.

Riyadh, Saudi Arabia

• Review and verify all incoming and outgoing SARIE (Saudi Arabian Riyal Interbank Express) transactions and international payments to ensure accuracy and compliance with bank standards.
• Oversee Paylink standing instructions and direct debits via the DDMS (Direct Debit Management System).
• Ensure operational efficiency by managing team performance, facilitating training, and implementing performance management strategies to meet department goals.

Riyadh, Saudi Arabia

• Oversee SARIE and international payments (incoming/outgoing).
• Manage Islamic banking operations, focusing on investment and time deposit loans, in alignment with Sharia principles.
• Contribute to financial savings planning, helping improve cost-efficiency and operational productivity.

Riyadh, Saudi Arabia

• Manage and resolve inquiries related to SARIE (Saudi Arabian Riyal Interbank Express) and international transactions.
• Perform reconciliations of accounts to ensure compliance with financial regulations, and resolving discrepancies.
• Oversee the collection and processing of checks, coordinating with clients and internal teams to streamline the check clearing process and ensure timely settlement.

Riyadh, Saudi Arabia

• Develop, issue, and maintain letters of credit and letters of guarantee to facilitate trade transactions, ensuring compliance with international trade regulations and client requirements.
• Oversee the entire lifecycle of LC and LG processes, including monitoring their progress.

Riyadh, Saudi Arabia

• Operate and maintain telephone systems, handling a high volume of incoming and outgoing calls efficiently to support the Communication Department's operational needs.
• Process official faxes, ensuring accurate delivery of important documents within the Communication Department.
• Act as a primary point of contact, facilitating effective communication between departments and external stakeholders.

Bachelor Of Business Administration - Bba, Administration And Marketing Management

Associate Degree (Diploma), Hospitals Administration