Housetable is creating a new AI-powered lending company to approve home renovation loans to borrowers that banks today are rejecting. Banks today only consider the value of borrower's house at the time of the loan application when underwriting home equity loans, which results in millions of households being rejected due to insufficient collateral. Unlike traditional lenders and powered by AI, Housetable considers what a borrower's house can be worth after it's renovated, and not just what it is worth at the time of loan application. This enables millions of households to qualify for low-interest home renovation loans.