Emanuel Summers Email & Phone Number

Mclean, Virginia

Rockville Md

Underwrite loans to meet investor requirements by performing income, credit, assets and collateral analysis and rendering sound credit decisions on FHA and Conventional loans. Perform 2nd tier reviews for team members.Maintain strong knowledge of programs such as Day 1 Cert., Bond loans, CDA, HOC, VHDA, USDA and various surrounding county community programs.Performed manual underwrite of non conforming Jumbo products.Provided advice and training for processors and LO's including underwriting scenarios.Routinely assist the post-closing department by speaking directly with investors to get loans purchased.

Perform income, credit, asset & collateral analysis rendering credit decision. Determine, document and clear loan conditions and communicate requirements. Review various files and underwrite loans to company and investor standards. Review Financial statements and perform financial analysis.

Greater Atlanta Area

Manage daily activities of the credit department. Underwrite loans assessing credit, income, assets and collateral packages and rendering and assisting with credit decisions. Project management analyzing complex situations, innovation and implementation of programs and procedures. Perform quality assurance reviews; prepare written reports to be presented orally. Implementation of policies, forecast and advise on current lending trends and programs, keep abreast of rules, regulations and conditions of the market pertaining to private and government sector programs. Delegate duties within assigned departments, multi-tasking, resourceful, able to perform under pressure while maintaining poise. Flexible,Customer service oriented work together with clients to identify financial goals.

Education record

Education record