Over 25 years of mortgage banking experience. Joined Embrace Home Loans in December of 2009 and currently serves as Regional Manager for Maryland, DC, Virginia, Delaware, New Jersey, and Pennsylvania. An active member of the Mortgage Bankers Association, Home Builders Association of Maryland, and the Maryland Mortgage Bankers and Brokers Association. A lifelong Maryland resident, and graduate of the University of Maryland.Embrace Home Loans is growing. If you are considering a career move, keep us in mind. While we are very well-capitalized and excited about our future, what really sets us apart is our core values and our commitment to making a difference. We value our teammates, customers, and communities, and we strive to make positive change in all three. We believe in coaching, mentoring, and growing both personally and professionally, and our message resonates within our offices every day. We are a caring and connected team, and our customers can feel it! In the last 5 years, we have donated over $10m to local charities. If you want to feel good about where you work, want to make a difference in your community, and want to leave the office with a purpose; call us, we've been waiting for you.Tim Higgins NMLS #177057 - Embrace Home Loans NMLS #2184 - 800 King Farm Boulevard Suite 210A, Rockville, MD 20850 - 301-354-8252 - thiggins@embracehomeloans.com - Licensed MLO in MD and NY - Equal Housing Lender - www.nmlsconsumeraccess.org - www.embracehomeloans.comEmbrace Home Loans, Inc., NMLS #2184, Address: 25 Enterprise Center, Middletown, RI 02842, Toll Free #800-333-3004, www.nmlsconsumeraccess.org.