Emma Godina Email & Phone Number

Texas, United States

United States

*Performs all duties pertaining to advancing loans for Commercial, Mortgage, Construction, Homebuilders, and Lines of Credit.*Process periodical reports (daily, weekly, monthly, etc.)*Order and review construction inspections*Adherences to all regulatory compliance.*Provide prompt, courteous, and excellent service to internal and external customers and Loan Officers.*Resolve any loan advance exceptions on the reconciliation report.*Maintain compliance with all banking… Show more *Performs all duties pertaining to advancing loans for Commercial, Mortgage, Construction, Homebuilders, and Lines of Credit.*Process periodical reports (daily, weekly, monthly, etc.)*Order and review construction inspections*Adherences to all regulatory compliance.*Provide prompt, courteous, and excellent service to internal and external customers and Loan Officers.*Resolve any loan advance exceptions on the reconciliation report.*Maintain compliance with all banking laws, acts, regulations and bank policies and procedures. *Work on any other duties and/or projects as assigned by management. Show less

Dallas-Fort Worth Metroplex

• Process refinance and purchase loans while ensuring they meet the bank and investor requirements for Fannie Mae, Freddie Mac, FHA, USDA, VA and Conventional. • Compile necessary documentation to meet the Underwriter’s conditions, verification of assets, income documents, insurance, verification of employments, appraisals, and title. • Calculated various types of income such as: salaried, self-employed, Retirement and Social Security.• Extensive customer contact to inquire about… Show more • Process refinance and purchase loans while ensuring they meet the bank and investor requirements for Fannie Mae, Freddie Mac, FHA, USDA, VA and Conventional. • Compile necessary documentation to meet the Underwriter’s conditions, verification of assets, income documents, insurance, verification of employments, appraisals, and title. • Calculated various types of income such as: salaried, self-employed, Retirement and Social Security.• Extensive customer contact to inquire about additional items required to ensure the file is complete, accurate and adheres to regulatory requirements.• Primary contact for approved third parties: Title companies, Appraisal vendor’s and Insurance agents Show less

Dallas-Fort Worth Metroplex

• Screened patients for scheduled exams, printed procedure documents, collected out of pocket expenses and assisted the patients to their exam rooms.• Meet departments requirements for calls, entered and quality assurance.

Mansfield, Texas, United States

* Answer phone calls; schedule patient appointments, act as liaison between technologist and patients.* Enter doctor orders directly from the doctor’s office or the ones received online, work and send faxes, print out CDs forexams completed for the patient’s records.* Called the doctor’s office to request orders or to make corrections, verify insurance benefits and patients out of pocket.* Meet departments requirements for calls made, the number of orders entered and quality… Show more * Answer phone calls; schedule patient appointments, act as liaison between technologist and patients.* Enter doctor orders directly from the doctor’s office or the ones received online, work and send faxes, print out CDs forexams completed for the patient’s records.* Called the doctor’s office to request orders or to make corrections, verify insurance benefits and patients out of pocket.* Meet departments requirements for calls made, the number of orders entered and quality assurance. Show less

Plano, Texas

• Review property violations of municipal ordinances that are out of compliance in most cases due to abandoned, damaged or properties not maintained up to the required code.• There are multiple areas within Chase to reach out for assistance in resolving the municipal code violations; Real Estate owned, Foreclosure, Legal, Bankruptcy, Loss Mitigation, Equity Analysis and Vendors.• Determine the root cause of the notice received, contacting city’s code officer, investor and/or… Show more • Review property violations of municipal ordinances that are out of compliance in most cases due to abandoned, damaged or properties not maintained up to the required code.• There are multiple areas within Chase to reach out for assistance in resolving the municipal code violations; Real Estate owned, Foreclosure, Legal, Bankruptcy, Loss Mitigation, Equity Analysis and Vendors.• Determine the root cause of the notice received, contacting city’s code officer, investor and/or vendors.• If the amount of work required is over $25,000 or if the repairs are over 25% of the Unpaid Principal Balance we submit the repairs to our Gain loss or Equity Analysis review to determine if the repairs should occur or if the property should be moved to REO.• If the violations have a Summons issued, court hearing or pleadings for Chase to appear in court I’d have to hire either inside or outside counsel for legal advice to ensure any risks posted to Chase are kept to a minimum.• Provide negotiations with the city for fines and or liens added to the properties to submit for payments to pay the fines and or liens, confirming the property is in full compliance before closing out the violation Show less

Lewisville, Texas

● Audit Chapter 13 bankruptcy loans for the Notice of Final cure process ensuring accurate factual information and assist management pull our inventory assignment report and distribute the daily assignments.● Review the Proof of claims, Agreed Orders, Payment change notices, Trustee ledgers, Transaction histories and the Modification documents ensuring they were filed accurate prior to discharge.● Create an accounting ledger for the payment history reconciling payments making sure the… Show more ● Audit Chapter 13 bankruptcy loans for the Notice of Final cure process ensuring accurate factual information and assist management pull our inventory assignment report and distribute the daily assignments.● Review the Proof of claims, Agreed Orders, Payment change notices, Trustee ledgers, Transaction histories and the Modification documents ensuring they were filed accurate prior to discharge.● Create an accounting ledger for the payment history reconciling payments making sure the ledger balances and researching any missing payments to ensure the discharge process is accurate. ● Communicate with the attorneys following up on referrals confirming they were filed timely basis. Show less

Ft. Worth, Texas

● Process refinance, home equity loans as well as purchase loans while ensuring they meet the bank and investor requirements for Fannie Mae, Freddie Mac, FHA, USDA, VA and Conventional. ● Compile necessary documentation to meet the Underwriter’s conditions; debt ratios, verification of assets, income documents, insurance, verification of employments, appraisals, and title. ● Calculated various types of income such as: salaried, self-employed, Retirement and Social… Show more ● Process refinance, home equity loans as well as purchase loans while ensuring they meet the bank and investor requirements for Fannie Mae, Freddie Mac, FHA, USDA, VA and Conventional. ● Compile necessary documentation to meet the Underwriter’s conditions; debt ratios, verification of assets, income documents, insurance, verification of employments, appraisals, and title. ● Calculated various types of income such as: salaried, self-employed, Retirement and Social Security.● Extensive customer contact to inquire about additional items required to ensure the file is complete, accurate and adheres to regulatory requirements, as well as covering the final loan figures prior to closing. ● Primary contact for approved third parties: Title companies, Appraisal vendor’s and Insurance agents Show less

Ft. Worth, Texas

Analyzed files for accuracy against JPMorgan Chase, Fannie Mae, Freddie Mac, FHA, USDA, VA andConventional lending policies, guidelines and procedures.● Analyzed the financial information to meet debt ratios, verified assets, calculated various types of incomelike: salaried, self-employed, Pension/Retirement and Social Security to determine the repayment ability.● Reviewed appraisals for accuracy to meet regulations, title reports for vesting, liens and accuracy,homeowners… Show more Analyzed files for accuracy against JPMorgan Chase, Fannie Mae, Freddie Mac, FHA, USDA, VA andConventional lending policies, guidelines and procedures.● Analyzed the financial information to meet debt ratios, verified assets, calculated various types of incomelike: salaried, self-employed, Pension/Retirement and Social Security to determine the repayment ability.● Reviewed appraisals for accuracy to meet regulations, title reports for vesting, liens and accuracy,homeowners insurance, and Loss Mitigation options for the borrower Show less

Ft. Worth, Texas

● Process refinance, home equity loans as well as purchase loans while ensuring they meet the bank and investor requirements for Fannie Mae, Freddie Mac, FHA, USDA, VA and Conventional. ● Compile necessary documentation to meet the Underwriter’s conditions; debt ratios, verification of assets, income documents, insurance, verification of employments, appraisals, and title. ● Calculated various types of income such as: salaried, self-employed, Retirement and Social… Show more ● Process refinance, home equity loans as well as purchase loans while ensuring they meet the bank and investor requirements for Fannie Mae, Freddie Mac, FHA, USDA, VA and Conventional. ● Compile necessary documentation to meet the Underwriter’s conditions; debt ratios, verification of assets, income documents, insurance, verification of employments, appraisals, and title. ● Calculated various types of income such as: salaried, self-employed, Retirement and Social Security.● Extensive customer contact to inquire about additional items required to ensure the file is complete, accurate and adheres to regulatory requirements, as well as covering the final loan figures prior to closing. ● Primary contact for approved third parties: Title companies, Appraisal vendor’s and Insurance agents Show less

Irving, Texas

● Processed conforming mortgage loans for conventional and portfolio mortgages according to the bank’s requirements, in addition processed loans from Pre-approval status to complete Underwriting approval.● Calculated various income documents such as: salaried, self-employed, retirement and other types of monthly benefits. ● Compile necessary documentation to meet the Underwriter’s conditions; income documents, insurance, verification of employments, appraisals, and titles including to… Show more ● Processed conforming mortgage loans for conventional and portfolio mortgages according to the bank’s requirements, in addition processed loans from Pre-approval status to complete Underwriting approval.● Calculated various income documents such as: salaried, self-employed, retirement and other types of monthly benefits. ● Compile necessary documentation to meet the Underwriter’s conditions; income documents, insurance, verification of employments, appraisals, and titles including to balance the HUD1 Settlement statements. ● Had AUS Underwriting approval authority to clear conditions and issue final loan approval. ● Extensive customer contact to inquire about additional items required to ensure the file is complete, accurate and adheres to regulatory requirements, as well as covering the final loan figures prior to closing. ● Served as the primary contact for approved third parties: Title companies, Appraisal vendors and Insurance agents. Show less