Emma Ruby Email & Phone Number

Cambridge, ON, CA

Cambridge, Ontario, Canada

• Responsible for meeting and exceeding individual goals as well as contributing to branch business goals.
• Proactively engage in revenue and business generating activities as well as building relationships with external referral sources and leveraging those opportunities.
• Within approval limits provide recommendations on complex lending products such as mortgages, bridge financing, secured and unsecured lines of credits and loans.
• Providing investment advice and wealth solutions… Show more
• Providing investment advice and wealth solutions that fit each individual Member's financial needs and goals
• Holds mutual fund accreditation

Cambridge, Canada

• Approve or provide recommendations on less complex credit products such as loans and lines of credit based on thorough, accurate and appropriate credit interviewing and underwriting skills
• Provide investment advice by identifying and promoting Meridian investment offerings and wealth solutions that fit and meet Member needs
• Open new Member accounts using account opening strategies.
• Develop rapport with Members, identifying Member needs and expectations and align products and… Show more
• Develop rapport with Members, identifying Member needs and expectations and align products and services based on the identification of those needs
• Use Meridian tools to proactively identify and promote opportunities with all Members to deepen relationships and provide seamless service experiences

St. Catharines, ON

• Liaison for the Asian Referral Foreign Exchange Program in partnership with Brock University
• Excel in developing and closing sales opportunities, surpassing company set targets by 150% resulting in finishing in top 5% in Southwestern Ontario district for both 2013 and 2014 fiscal years
• Work closely with management and coworkers to meet company set goals and targets establishing ourselves as the top ranked branch in the Niagara Region for the 2014 fiscal year
• Use excellent… Show more
• Use excellent communication skills to establish strong relationships with clients and coworkers
• Health and Safety Representative for branch, responsible for submitting monthly reports and conducting inspections to ensure the safety of clients as well as employees

St. Catharines, ON

• Delivered high quality customer service resulting in customer loyalty and surpassed sales targets
• Acted as Brand Ambassador promoting and marketing the La Senza Brand in store and through social media outlets
• Acted as a team leader to motivate team members to reach sales targets and promote team moral
• Enthusiastically great customers and answered their questions about products and promotions
• Visual merchandising, organizing and inventory of stock after hours
• Cashed out… Show more

St Catharines

• Booked appointments and maintained schedules for several different physiotherapists
• Balanced books at end of each business day
• Logged and updated customer information on spreadsheets and in the computer database
• Preformed cash, debit and credit transactions after each appointment
• Ensured proper bookkeeping and filing of patient personal and confidential information
• Professionally and promptly answered all phone calls and greeted customers as they arrived

Canadian Investment Funds, Mutual Fund Accreditation

Bachelor Of Arts (Honours), Political Science

From Brock University I obtained a Bachelor of Arts (Honours) degree in Political Science. My concentrations were in Public Administration.

Education record