Emma De Ste Croix Email & Phone Number

Saint Helier, Je

Jersey

Administration of a portfolio of both simple and complex corporate and trust clients, including very private funds, EBT’s and tax efficient offshore structures. Responsibilities include:• Responsibility for a portfolio of clients and acting as primary contact for day-to-day administration tasks• Delegate tasks as appropriate for own clients to team• Comprehensive knowledge of the differing requirements/ processes for high-risk clients• Review of financial statements for team clients as appropriate• Liaising with all intermediaries and external agents such as new business introducers, legal advisors, auditors and the JFSC in respect of team clients • Assist with training team administrators, providing overview to communications and processes• Payment processing• Assist with management of the workflow of the team• Development/enhancement of team specific procedures and member of the P&P Committee• Attend management meetings• Production of minutes and statutory documentation• Dealing with matters in a timely manner Billings • Analyse WIP for team clients • Preparation, distribution and settlement of client invoices • Monitor and manage aged debts for team Bookkeeping / Accounts • Perform high level review of client accounts / financial statements • Scheduling meetings, board pack preparation and attendance of client meetings• Collating and producing client reporting • Drafting minutes and resolutions, delegating where appropriate and reviewing minutes drafted by team • Finalising of minutes and arranging for the signing of them • Processing distributions, drawdowns, funding rounds etc with appropriate compliance checklists. • Client onboarding – preparing client profiles, risk assessments, AML processing etc.• Periodic reviews of clients • Processing of client compliance reviews.

Jersey

Jersey

Administration and financial reporting of extensive construction development companies in Jersey, UK and Ireland, responsibilities include:• Bookkeeping & reconciliation of 20+ Jersey, UK and Irish property holding entities.• Reconciliation and payment processing of all related suppliers and sub- contractors.• Financial reporting including GST, UK VAT and Irish Revenue requirements. Weekly and monthly Payroll processing and administration for approximately 30 permanent staff in Ireland, London and Jersey.• Dealing with and responsible for all HR related matters for staff in all 3 jurisdictions, working closely with Law at Work on Jersey matters.• Development analysis reporting for construction expenditure vs budget and providing advice and recommendations for improvement of services.• Prepare monthly accounts and produce monthly and quarterly reports Monthly production of related company balance sheets for reporting and financing purposes.• Preparation of intercompany invoicing and income/expenditure reports. Day to day administration and servicing of rental properties in Ireland,• including preparation of rent reviews, liaising with appointed rental agents for tenant onboarding and ongoing property maintenance requirements.States of Jersey Police / Columbia Estates - Financial Fraud Investigation Feb 2019 – Jul 2019Following the discovery of a suspected financial fraud by an employee of my previous employer, Lightwell Group, (a subsidiary of Columbia Group) I was asked to compile and collate data and evidence from the company’s IT systems to assist with prosecution.

St Ouen, Jersey

Responsible for the day-to-day management of the petrol station and retail business, including:• Company administration and financial reporting • Stock and warehouse management• Staff management • Business development

Jersey

• Covering the company offices in Jersey and London, dealing with staff, purchasing, marketing and distributions.• Company administration and financial reporting, including GST and VAT. Stock and warehouse management.• Staff management in Jersey and UK • Product development and marketing.

Responsible for the day-to-day management, administration and ongoing development of 2 commercial entities, one an online retailer and the other a producer of vegan raw food products for an international market.

Career break for further study and assisting my sons through their exams

Responsible for the development and provision of pension products for both the local and international markets, including:Product DevelopmentEstablish a range of “off the shelf” personal pension products for distribution through regulated intermediariesAdapt the pension product range in accordance with changes to legislation Establish a range of international personal pension products, utilising legislative benefits of alternative jurisdictions, (Guernsey & Malta)Develop professional relationships with functionaries with a view to adapting and increasing the product rangeCreated “Enrich” as a new pension brand and a real alternative to the traditional insurance-based pension providersConducted required market research to ensure the brand met the needs & requirements of the intermediaries and functionaries responsible for selling and advising on the product rangeCreated the associated product literature, documentation and marketing materials/advertisements, including the Enrich websiteDeveloped a marketing strategy for each product, focusing on the needs of both the intermediaries and under lying clientsCompiled and presented a range of informative seminars to educate intermediaries and functionaries on all areas of retirement planning, including related tax and legislative elementsProvided regular informational material for both local and offshore media and managed all areas of marketing from product development and customer awareness to end salesDeveloped and managed the systems required to provide the required reporting to ensure the product range remained compliant with both legislative and regulatory requirementsDeveloped and managed software and systems for the pension product range, including the development of internal standard procedures and external service level agreementsMonitored, reviewed and updated all related administrative functions to ensure regulatory compliance and increase service level standards and efficiency.

Education record

Education record