Emmanuel Charles

Emmanuel Charles Email and Phone Number

Financial Services Representative @ Dade County Federal Credit Union
Miami, FL, US
Emmanuel Charles's Location
Miami, Florida, United States, United States
Emmanuel Charles's Contact Details

Emmanuel Charles personal email

Emmanuel Charles phone numbers

About Emmanuel Charles

CLIENT RELATIONS ~ NEGOTIATIONS ~ INSIDE & OUTSIDE SALES• A dynamic and results-oriented professional with a successful track record in marketing, sales and promotions within the personal finance and customer service industries seeks a position with which to utilize my skills on behalf of a company that values loyalty, responsibility, productivity and---most importantly--results • Excellent interpersonal, communications and leadership skills; articulate and persuasive in dealing with management, peers, staff, and diverse clientele; experienced trainer, available for travel• Productive, persuasive and decisive; consistently meets and exceeds corporate sales goals, while also mentoring and motivating staff to improve both sales customer satisfaction through strong leadership and marketing skillsRecent professional accomplishments listed below under 'Experience'; prior to 2003 my additional experience includes:Credit Officer / Securities Officer / Small Business Specialist / Senior Personal Banker • Various Corporate Positions prior to 2003 for leading lenders and financial institutions including Bank of America (Miami, FL), Barclays Bank Limited (Trinidad), and more. Details, credentials, references and prior work history available upon request

Emmanuel Charles's Current Company Details
Dade County Federal Credit Union

Dade County Federal Credit Union

View
Financial Services Representative
Miami, FL, US
Emmanuel Charles Work Experience Details
  • Dade County Federal Credit Union
    Financial Services Representative
    Dade County Federal Credit Union
    Miami, Fl, Us
  • Dade County Federal Credit Union
    Financial Services Representative
    Dade County Federal Credit Union Sep 2013 - Present
    Sweetwater , Florida, Us
    • Facilitates high-volume sales of DCFCU while successfully marketing consumer loans through direct, face-to-face contact with customers and credit union members in a positive and encouraging manner.• Recommends appropriate services while serving as a liaison between both the consumer and DCFCU to promote a welcoming, diverse, and professional environment.• Reviews and refers mortgage services to the lending department while establishing rapport and utilizing both sales and interpersonal skills to ascertain client needs.
  • Carnival Cruise Line
    Personal Planner
    Carnival Cruise Line Dec 2012 - Apr 2013
    Miami, Florida, Us
    • Designed and sold vacation packages through the management of the database of previous guests interested in product line.• Built and developed relationships, with the goal of building existing account loyalty while expanding network and territories in order to build new accounts.
  • Charram Holdings / Real Estate And Property Management
    Vice President
    Charram Holdings / Real Estate And Property Management Feb 2006 - Dec 2012
    Met with and managed investors, attorneys, and accountantsEstablished relationships with commercial and private banks and lendersSupervised contractors, handymen, and property management companiesCommunicated and negotiated with new home buyersManaged rental propertiesReviewed contracts
  • First National Bank Of South Florida
    Branch Manager / Commercial Lender
    First National Bank Of South Florida Jul 2008 - Dec 2009
    • Developed of the retail branch operations by: redefining outstanding customer service, increasing employee morale, hiring new staff, bringing deposit accounts into positive standing, and increasing loan production.• Served as a company leader by organizing a team of sales and service professionals to meet and exceed sales goals and service targets.• Promoted company products and services in the community by making regular calls to small and medium-sized businesses while reviewing and recommending commercial loans and business lines of credit.
  • First Bank Florida
    Commercial Real Estate Lender
    First Bank Florida Jan 2006 - Jul 2008
    • Increased First Bank branch office’s deposits by $4 million in the first year by marketing commercial loans to developers and high net worth clients; raised $6.4 million of new money in loans during their first year of establishing the Business Banking Department• Developed, maintained and expanded relationships with small business customers with annual revenues up to $20M, including participating in joint calls with senior bank officers including the president, branch managers, financial advisors and other senior stakeholders• Managed and monitored customer portfolios to develop opportunities to cross-sell banking products and services including residential real estate services, demand deposit and savings accounts.
  • Regions Financial Corporation
    Business Banking Relationship Manager
    Regions Financial Corporation Apr 2003 - Jan 2006
    Birmingham, Alabama, Us
    • Built and managed a $30 Million dollar portfolio in the Miami/Dade District by developing by relationships with Brokers, CPA’s and other Professional Financial Partners to increase sales volumeMaintained relationships with business clients though regular visitsAnalyzed financial statements of businessesRecommended credit for loan approvalsIdentified potential business from portfolio and developed new leads Developed centers of influences which included CPA's, Attorneys and prominent businessmen within the community

Emmanuel Charles Skills

Mortgage Lending Investment Properties Credit Banking Credit Analysis Negotiation Team Building Loans Fha Microsoft Excel Real Estate Short Sales Retail Banking Management Mortgage Banking Investments Foreclosures Commercial Banking Strategic Planning Portfolio Management Sales Leadership Commercial Lending Finance Customer Satisfaction Marketing Small Business Lines Of Credit Retail Risk Management Small Business Lending Financial Analysis Customer Service

Emmanuel Charles Education Details

  • Barry University
    Barry University
    Management And Operations
  • Broward College
    Broward College

Frequently Asked Questions about Emmanuel Charles

What company does Emmanuel Charles work for?

Emmanuel Charles works for Dade County Federal Credit Union

What is Emmanuel Charles's role at the current company?

Emmanuel Charles's current role is Financial Services Representative.

What is Emmanuel Charles's email address?

Emmanuel Charles's email address is ec****@****ank.com

What is Emmanuel Charles's direct phone number?

Emmanuel Charles's direct phone number is +178694*****

What schools did Emmanuel Charles attend?

Emmanuel Charles attended Barry University, Broward College.

What are some of Emmanuel Charles's interests?

Emmanuel Charles has interest in Health.

What skills is Emmanuel Charles known for?

Emmanuel Charles has skills like Mortgage Lending, Investment Properties, Credit, Banking, Credit Analysis, Negotiation, Team Building, Loans, Fha, Microsoft Excel, Real Estate, Short Sales.

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