Director Of Cra And Fair Lending & Responsible Banking Officer
Oversee the CRA and Community Development Program as well as Fair and Responsible Banking Program: regulatory exam performance, program goals, governance, policy and procedures, strategic partnerships, and community outreach. Subject matter expert for all matters pertaining to CRA and Fair Lending compliance and risk management. Lead change management initiatives by monitoring and communicating industry and regulatory trends as well as changes in laws and regulations as they affect the Bank’s new or modified products, services, and programs. Reporting and Analytics: Created CRA and FL reports, which included performance scorecards, HMDA peer analysis, underwriting and pricing analysis, and community needs assessment plans, resulting in passing internal regulatory audits, additionally, assisted external regulators with necessary due diligence to complete CRA and FL exams. Strategic Leadership: Built Community Development and CRA and FL Risk and Compliance Business Model to include defined team roles, responsibilities, first- and second-line working groups, and team operating cadence, improving risk remediation, alignment with executive and regional business lines, and overall governance and accountability. CRA and FL Compliance: Selected to serve on Enterprise Risk Management Committee. Provided CRA and FL risk assessment updates to include a monthly community development program analysis and CRA and FL performance updates to chief executive officer (CEO), enterprise risk management executives, and corporate board member teams. Programs and Initiatives: Launched the first Special Purpose Credit, Financial Inclusion and Wellness, and Community Impact Fund Programs, driving increased outreach as well as improvement in lending, investment, and service activities in low to moderate income and underserved communities.