Emmanuel and his team take a comprehensive approach to financial planning, with a particular focus today, in 2 areas: 1.) Corporate Executives, Directors, and Managers – Emmanuel and team work with individuals and households of corporate stakeholders who have stock incentive plans of various kinds (RSUs, Incentive Options, and ESPPs) to assist them in the following areas:• Re-position some level of their stock incentive grants to improve diversification, while helping to improve their tax outlook over time. • Managing timing and sequence risk of their assets• "Quarterbacking" the different phases of 1.) the accumulation phase and 2.) the distribution phase of planning• Helping to reduce the impact of taxes today and later in life• Defensive planning (Life insurance, disability insurance, and long-term care insurance)• Rollover IRA, IRA, Roth IRA, Roth IRA conversion strategies and investment management services• Creating habits and structure to drive successful habits• Facilitation of the estate planning process with clients' estate planning attorney to carry out needs and desires.2.) Business owners – Emmanuel and team help the business owner to plan for the business through reducing their risk, assessing tax-efficient strategies, diversifying their balance sheet, and bringing solutions in the following areas:• Buy-Sell and business succession planning• Executive Benefits – SERP, non-qualified deferred compensation plans, and bonus plans for key employees• Group benefits – group disability and life, insurance• Business retirement plans – 401(k), SIMPLE IRA, SEP IRA, and others• Generational planning and wealth management for the family, including trust servicesFeel free to contact me at: 479 530 6826 for your free consult. Email: emmanuel.ngaba@nm.com to find out how I might add value to you, your friends and family or your organization. I can't wait to meet you.