• Conduct EDD on new and existing High and High+ clients opening new products at the firm• Utilized communication and interpersonal skills with internal partners and Financial Advisors to obtain missing onboarding documentation• Analyze company ownership structures by obtaining and reviewing Articles of Incorporation and trust documentation to corroborate Source of Wealth (SoW) and Source of Funds (SoF) of new and existing clients• Provide detailed written commentary that summarizes totality of AML risk of new and existing clients

• Conducted EDD research on each transaction, explaining their permissibility as they relate to country specific sanctions programs (RUSSIA, UKRAINE, BELARUS, IRAN, etc.) in clear and concise case narratives• Utilized communication and interpersonal skills with Relationship Managers, Treasury Management Officers, and customers to obtain detailed purpose of payment, invoices, bills of lading, attestations, etc. in High Risk transactions• Addressed and mitigate alerts hitting on the sanctions, non-sanctions, BIS/BXA, etc. lists within FIRCO transaction monitoring system• Investigated company ownership structures in Orbis BVD system, identifying risk-relevant beneficial owners and documenting case commentary to reflect noted findings

• Processed approximately 200 Level 2 Sanctions cases daily utilizing Actimize (Sanctions/AML Case Management Tool) • Average production was aprox. 119%• SME on Sanctions investigations process and back-up for sanctions leadership • Approximately 98% QA on all alerts processed• Conducted open-source research via Google to disposition alerts as false, potential, or positive matches • Utilized internal software (BUGS, ECLIPSE, Lexis Nexus) to locate client information to compare to OFAC sanctions lists• Review any new changes in the Global KYC, Anti-Bribery, and MVG OFAC sanctions policy and procedures to remain abreast of OFAC issued licenses and exceptions

• Performed transaction analysis in member accounts for incoming ACH Stop Pay requests• SME in ACH Stop Pay processing and ACH Stop Pay procedures • Processed ACH Stop Pay requests utilizing PEP+, PartnerCare, and Enterprise Work List (EWL)• Created case reports to support dispositioning rationale for complex ACH Stop Pay requests• Participated in OFAC, AML, and REG E compliance meetings in order to remain up to date with updated regulations

• Reviewed FA licenses (CRPS, CFP, AIF, etc.) to ensure compliance with firm’s established licensing procedures• Educated Financial Advisers, via phone, of ERISA 401k policy changes • Assisted in de-risking $120 million of assets by converting ERISA 401k plans to the RJ 3(38) Retirement Solution • Followed-up to any questions Financial Advisers may have regarding ERISA 401k compliance changes• Conducted preliminary compliance reviews on large data sets in Excel• Prepared documentation for Financial Advisers transitioning to 3(38) Advisory of Records fee structure• Overcame objections or push back from Financial Advisers regarding conversion process

• Performed investigations on AML alerts to detect possible money laundering and terrorist financing against OFAC sanctions and non-sanctions lists• Analyzed customer KYC information from ancillary systems to determine true, potential, or false matches • Prepared case reports on new and existing clients by utilizing AML/KYC case management software (i.e. Actimize and CitiKYC) • Exercised independent discretion when identifying high-risk clients that matched OFAC sanctions or non-sanctions lists• Reviewed QC/QA feedback and responded with appropriate action in accord with Global KYC and AML procedures• Participated in AML/KYC key initiative projects that focused on negative news identification for Politically Exposed Persons (PEP)

• Processed personal and business transactions for client’s convenience through a data entry validation system• Performed detailed analyses to detect patterns, trends, and schemes in transactions for suspicious activity • Supported management in operational and compliance action plans for yearly and quarterly audits • Monitored new teller actions on implemented operational procedures regarding risk aversionshipment from office to the federal reserve

• Prepared personal and business transactions to ensure accurate processing in a fast-paced environment• Trained new-hires on transactional monitoring, identification, and risk management procedures• Assisted and provided information to support Suspicious Activity Reports for AML processing • Collaboratively assisted management in record retention and weekly reporting on new-hire progress

• Handled entry-level cash and check transactions while educating clients on banking products and services • Participated in yearly compliance trainings on USA PATRIOT Act, Bank Secrecy Act (BSA), AML, OFAC, Reg. CC, Reg. E, Reg. Z, and Reg. D • Serviced the branch ATMs to maintain compliance for internal audits and daily cash balancing