Emma Ringland Email & Phone Number

Sydney, Nsw, Au

Parramatta, Nsw, Au

Direct report of the CFO, accountable for leading the Group's Regulation and Investments Branch. Responsible for regulatory policy and transformation; economic strategy and pricing; regulatory assurance; and governance of the Investment Management Committee. Enabler of prudent, strategically-aligned investment across the Group's regulated and unregulated businesses.

As a Non Executive Director, I am working with my fellow directors to enable River City Voices to achieve its vision of becoming a permanent, integral and relevant player in the artistic and cultural landscape of western Sydney.

As an Associate Trustee, I am working with my fellow trustees to enable the Dobell Art Foundation continue its 50+ year legacy of benefiting and promoting art in NSW.

Sydney 2000, Nsw, Au

As a member of meetmagic's Advisory Board, I provide strategic advice to support meetmagic's vision to enable more meaningful connections between prospective technology vendors and executives while contributing to ESG goals and corporate philanthropy.

Sydney, Au

Ringland Advisory & Associates empowers organisations to use regulation and regulatory change to realise business and customer benefit, not just meet compliance obligations.We have a proven track record of navigating complex regulatory environments. Our unique difference is our focus on enabling clients to see the strategic implications of regulatory change and harness regulation to improve and transform their business.

Sydney, New South Wales, Au

As a Committee Member and signatory of the Banking and Financial Services Oath, I advised on opportunities to uplift awareness and champion ethical decision-making in the financial services industry through digital channels and relationship-based advocacy.

Sydney, New South Wales, Au

SELECTED ACHIEVEMENTS: Led transformation of Group-wide regulatory engagement operating model and systems. Implemented constructive and responsive regulatory culture. Drove business ownership and greater consistency across regulators. Introduced system for on-time delivery of regulatory commitments. Received strong positive feedback from regulators. RESPONSIBILITIES: Led the strategy, policy and underlying infrastructure enabling Westpac's regulatory relationships to be constructive, consistent and aligned with regulators’ expectations, including in relation to the management of regulatory commitments. Direct responsibility for the Group’s regulatory engagement with APRA, ASIC, the RBA, the ASX and the BCCC, with oversight of all other domestic and offshore regulatory relationships to enable Group-wide consistency. Reported to Board on regulatory pipeline and engagement.

Sydney, New South Wales, Au

SELECTED ACHIEVEMENTS: Led the team responsible for managing Westpac Group’s engagements with APRA and the RBA. Strengthened internal and external stakeholder relationships requiring attention following organisational change.RESPONSIBILITIES: Communicated prudential expectations and priorities to internal stakeholders to ensure timely action. Provided insights on regulatory matters across the portfolio.

Sydney, New South Wales, Au

SELECTED ACHIEVEMENTS: Established and led the Chief Transformation Office’s “Data and Regulatory Integration” function within Westpac's Consumer Division. Led multi-disciplinary teams to deliver significant regulatory, compliance and data governance initiatives, including Group-wide regulatory change programs, within budget, in-scope and on time. Articulated “problem statement” clearly and simply to stakeholders, aligning intent with business and customer outcomes. Recognised as a leader who cut through complexity and enabled others to deliver positive results.RESPONSIBILITIES: Brought together diverse perspectives and skillsets to translate regulatory and legislative change into deliverable scope. Enabled the design and delivery of sustainably compliant solutions leveraging data-driven insights. Managed data risk and addressed business objectives by embedding data governance and improving data quality.

Sydney, New South Wales, Au

SELECTED ACHIEVEMENTS AND RESPONSIBILITIES: Established operating rhythm for the Consumer Chief Product Office. Enabled effective leadership engagement and Groupwide stakeholder management. Provided targeted input to expedite key strategic projects, including ApplePay.

Sydney, New South Wales, Au

SELECTED ACHIEVEMENTS AND RESPONSIBILITIES: Developed strategic roadmap of value-added online services beyond “core banking” with a view to connecting business customers to a broader digital ecosystem. Established the digital marketplace. Enabled customers to share transaction information with accounting software providers. Launched "Biz Invoice" (the first online invoicing tool hosted by an Australian bank).

Sydney, New South Wales, Au

SELECTED ACHIEVEMENTS AND RESPONSIBILITIES: Chosen via competitive process to contribute "diversity of thought" and a non-banking perspective to Westpac’s senior leadership. As Open Banking Lead in the Consumer Division and Institutional Bank, advised senior stakeholders on open banking implications and opportunities to leverage regulatory change and compliance obligations relating to the Consumer Data Right.

Fortitude Valley, Queensland, Au

Served as a Board Observer on the Australian Spatial Analytics Board, a registered not-for profit social enterprise dedicated to training and employing neurodiverse adults in the field of data analytics. Provided suggestions to uplift management reporting, including risk register; prepared notes of meetings.

Barangaroo, Nsw, Au

SELECTED ACHIEVEMENTS: Significant experience engaging with the ACCC and ASIC in relation to investigations and enforcement proceedings, merger clearance, regulatory matters (energy and telco) and industry codes of conduct. Advised clients regarding digital technology and mobile payments, including representing Gilbert + Tobin at the 2014 World NFC Congress (Marseille, France). Led development of “lawtech” merger tool. RESPONSIBILITIES: Advised and led legal and business teams to respond to complex, time-critical matters. Provided legal advice regarding competition and regulatory matters relating to financial services, technology, telecommunications, digital, media, construction, travel and retail.

Barangaroo, Nsw, Au

SELECTED ACHIEVEMENTS AND RESPONSIBILITIES: Undertook research to support provision of legal advice. Provided input to support merger submissions. Undertook document reviews in relation to investigations and enforcement proceedings.

London, Gb

SELECTED ACHIEVEMENTS AND RESPONSIBILITIES: Engaged with the UK and EU competition regulators on merger clearance and enforcement matters. Advised on competition and regulatory issues in the financial services, construction / mining and pharmaceutical sectors. Key matter: international construction JV clearance (synergies of £60M).

Us

SELECTED ACHIEVEMENTS AND RESPONSIBILITIES: Contributed to strategic review of an international airline client. Provided recommendations to align executive incentives and enhance operational efficiency.

Company Directors Course

Bachelor Of Laws (Llb)

Bachelor Of Commerce (B Com), Accounting And Finance

Risk (Financial Services) Microcredential

Economics For Competition Lawyers

Business Negotiations; International Business Law