Holding Company

Supermarket chain

Fresh fruit and fruit juice production.

Management Company

KIA distributor in Turkey, runs operating-leasing and rent-a-car (Garenta) operations.

Marketing and distribution company of Efes Breweries

Real Estate Development.

Aliminum packaging material manufacturing.

Nuclear & Chemical Medical Treatment company operating in Turkey, Moldova, Romania, Bulgaria.

Provided technical assistance to various Central Banks, Banking Supervision Authorities, Deposit Insurance and Asset Resolution Agencies on banking sector restructuring, problem bank resolution, crisis management and contingency planningCentral Bank of Kyrgyz Rep. - IMF, EBRD - Bank resolution, regulations, reforming the asset resolution company.National Bank of Ukraine, MOF of Ukraine - IMF, EBRD - Bank capitalization, regulations, problem bank resolution, introducing a legislation for out-of-court voluntary debt restructuring.

Provided technical assistance to various Central Banks, Banking Supervision Authorities, Deposit Insurance and Asset Resolution Agencies on banking sector restructuring, problem bank resolution, crisis management and contingency planningCentral Bank of Nigeria - IMF - Bank capitalization processes, review of regulations, problem bank resolution, improve activities of Deposit Insurance Agency.Central Bank of Swaziland - IMF - Review of bank regulations.Central Bank of Suriname - IMF - Private & State owned bank resolution.Central Bank of Ghana - IMF - Private & State owned bank resolution.Palestine Monetary Auth. - IMF - Review of regulations and bank resolution framework.Central Bank of Iraq - IMF - Resolution of State owned banks (legacy).FSA of Kazakhstan - IMF, WB - Bank capitalization process, review of bank resolution framework.National Bank of Moldova - IMF - Bank resolution, regulations, setting up the Financial Stability Council & contingency plan for member institutions.Central Bank and FIMSA of Azerbaijan - IMF, WB - Bank regulations, problem bank resolution.Central Bank of Kyrgyz Rep. - IMF, EBRD - Bank resolution, regulations, reforming the asset resolution company.National Bank of Serbia - IMF, WB - Problem bank resolution, regulations, Deposit Insurance Agency.

Provided technical assistance to various Central Banks, Banking Supervision Authorities, Deposit Insurance and Asset Resolution Agencies on banking sector restructuring, problem bank resolution, crisis management and contingency planningFSA of Kazakhstan - IMF, WB - Bank capitalization process, review of bank resolution framework.Central Bank and FIMSA of Azerbaijan - IMF, WB - Bank regulations, problem bank resolution.National Bank of Serbia - IMF, WB - Problem bank resolution, regulations, Deposit Insurance Agency.

Providing financial consultancy to real sector companies

Operates McDonald’s fast-food chain in Turkey within Anadolu Group.

A joint venture between the Anadolu Group and Isuzu of Japan. Manufactures busses, midi-busses and trucks.

A Holding Company which controls and manages EFES Breweries Inc., Coca Cola Bottling Inc. operating in Turkey, Kazakhstan, Kyrgyz Republic, Tajikistan, Pakistan, Jordan, Azerbaijan and Iraq.

Controls the Anadolu Endustri Holding A.S.

Beer brewery in Turkey, Russia, Ukraine,Moldova and Georgia.

Real Estate Investment Fund, managing the 4 hotels in the group and developing residential sites in the suburbs of Istanbul.

Sports club active in football and almost in all other amateur sports in Turkey.

Tourism Company.

-Was appointed to this post by the decree of the Council of Ministers. -The BRSA is responsible of protecting the rights and interests of depositors, regulating the incorporation, management, operations, mergers, acquisitions, liquidation and supervision of Banks in order to ensure efficient functioning of the credit system by also giving due consideration to maintaining confidence and stability of the financial markets and thus is authorized to issue the necessary regulations, to take the required steps and decisions in order to supervise the Banking system. -SDIF insures savings deposits and is in charge of resolving the banks that it takes over as per the decision of the BRSA -There were 320 personnel in BRSA and 426 in SDIF. -In May 2001, BRSA designed and put into effect a comprehensive “Banking Sector Restructuring Program”. The program was based on the following main pillars:- Restructuring of the state owned banks,- Resolution of the banks transferred to the SDIF,- Operational and Financial strengthening of the private banks,- Strengthening of the regulatory and supervisory framework.The BRSA and the SDIF issued 931 and 1.726 resolutions respectively during 19.3.2001 – 22.9.2003.• 27 banks had been transferred to the SDIF since 1997. These banks were promptly resolved through merger, sale or direct liquidation. (As of 31.12.2003 only two banks remained under the SDIF.)• Collections of USD 1.8 billion were realized through repayment plan and the sales of assets. • With the implementation of the “Bank Capital Strengthening Program”, capital needs of private banks were determined and necessary measures were taken. • Under the “Istanbul Approach” a total of USD 5.1 billion worth of debts were voluntarily restructured. There were left 51 (down from 80) Banks in Turkey as at year end 2003 with total assets of approximately USD 130 billion

Kapital Bank - 10.2000 - 2.2001Demirbank - 12.2000 - 3.2001Ulusal Bank - 2.2001 - 3.2001 These joint-stock commercial banks were intervened by the BRSA. The CEO acted as the temporary administrator until they were transferred to the SDIF for resolution. Main accomplishments were minimizing costs and losses, speeding up collections from the loan portfolio, rationalizing operations, branch network and staff size.

A Commercial Bank with total assets of USD 2.7 billion as of 30.09.2000 (USD 178 million as of 31.12.1990), 100 branches and two subsidiary banks (in Azerbaijan and Holland).

A joint venture bank between American Express Bank Ltd. and the Koç Group, which transformed the former American Express Bank Branch in Turkey into this JV Bank. Was responsible for Branching, Financial Administration and Coordination between marketing and operations departments.

Established the bank during a leave of absence from American Express Bank Ltd.

Reporting to VP Operations. Took part in starting up Citibank’s Branch in Istanbul. Responsible for the Accounting and Legal Departments.

Took part in numerous travelling on-site examination/inspection teams to around 40 branches. Responsible for examining the operational transactions, loan portfolio and reporting findings and recommendations to the Head Office and the branch and following up the corrective actions.