I am a skilled and experienced business development, credit and risk manager with an HND in Statistics and Mathematics from Federal Polytechnic Idah. I have built a strong career in business development, credit and risk management, and demonstrating expertise in loan recovery and leading teams to achieve business objectives.With a wealth of experience in credit risk and portfolio management, I am well-versed in modern marketing solutions and negotiation strategies within the leasing business. My professional knowledge spans across various key areas, including credit sales, debt recovery, account receivables management, and performance management. With a background in practical credit analysis and business acumen development has equipped me with the tools necessary to navigate complex financial landscapes.In addition to my operational capabilities, with honed in balance sheet management skills, ensuring financial stability and growth within the organizations i serves. I am also a senior member of the Chartered Institute of Loan and Risk Management, reflecting his dedication and leadership within the industry.I am a student member of the Chartered Institute of Bankers of Nigeria.