Enoc Ramirez Email & Phone Number

Chicago, Il, Us

Mettawa, Il

Brought in to define and implement the complete Credit and A/R function in a Shared Service Center environment. Lead the transition to an offshore team without impacting day to day work activities and delivering 45 days ahead of schedule.Leading a staff of 25 in the Credit function process as well as Accounts Receivable, Cash Application. While responsible for journal and reconciliation adjustments in an order to cash atmosphere.• Rewrote Credit and Collection Policy Manual and revised Standard Operating Procedures.• Designed reports to monitor Credit, Collections and Cash Application functions from several ERPs.• Reduced DSO from 80+ days to 48 days and over 90 days from 10% to 5% of total Receivables.• Developed Month End reports for Management on DSO, over 90, top 100 accounts, watch list of high-risk accounts through graphs, dashboards and excel spreadsheets.

Chicago, Illinois, United States

Supporting our Core Dairy team in the US and Canada. Responsible for demand planning, managing opportunity pipeline to deliver future growth to the business and supporting sales queries. While providing solutions that create value for the organization and customers. Keeping strong customer engagement, order fulfillment, demand planning and project management with key success in relationship building with external and internal customers.

Mettawa, Il

Manage team of fourteen Collection Specialist and five Credit Analyst to collect on open receivables for both domestic and international customers. While minimizing overall exposure through credit risk analysis of financial statements, review of references and letters of credit. Setting and monitoring appropriate credit limits and net terms. Review that all discounts and rebates are taking appropriately by large distributors. Developed AR model to track Monthly DSO, Weekly AR Aging and Daily Cash Application for reporting to Sr. Leadership and performance tracking.

Greater Chicago Area

Responsible for generating and analyzing sales related data. While creating and developing BW queries and reports in support of the sales organization. Executed quarterly, annually, and long-range sales forecast and budgets. Monitored and analyzed KPI for Canada, Mexico, and US sales organizations. Recommended and negotiated pricing changes with distributors based on potential price erosion, manufacturing cost and sales growth to increase profitability. Developed financial models, and dashboards to support the analytical needs of the sales organization. Identified operational inefficiencies and implemented necessary improvements with support of Sr Leadership.

Lake Forest, Il

Partnered with ES Business Integration Management (BIM) team to develop and review cross-functional business cases. Acted as a thought leader in reviewing options, assessing financial impact, identifying risks and opportunities, and providing recommendations to improve business cases.Created a global framework for handling IT requests, revised allocation and chargeback methodology to better align usage and spend drivers, increase transparency of charges and reduce tax liability.Partnered with the Enterprise Architecture team to document five-year IT investment outlook and modeled out the impact on Company financials.Created quarterly and long range capital, expense and headcount forecasts for the Architecture and BIM organizations.Coordinated and summarized monthly variance analysis for ES leadership.Communicated month-end departmental and total company results to business partners and highlighted potential risks and opportunities.

Niles, Il

Managing a team of twelve individual professionals with the objective of collecting on open and past due receivables for our Corporate and Major accounts with $225M in open receivables.Collaborated with Sales, Credit, AR, AP and other business partners to resolve payment barriers for corporate accounts.Partnered with Credit and Sales to determine and correct customer hierarchical structure.Created and facilitated individualized and departmental training sessions on varied subject matter. By consistently managing, coaching and developing my direct reports.

Niles, Il

Managed a team of eight professionals responsible for overseeing third-party collection efforts and processing company bad debt write-offs and bankruptcies.Managed workflow for all accounts entering the department – for company-owned collection agency as well as third-party external agencies.Analyzing accounts to determine their collect ability and making decisions on the best course of action needed to minimize cost and maximize our return.Provided weekly and monthly reporting and analysis to management including bad debt write-off tracking, agency collect ability, bad debt expense and account inventory analysis.Identified opportunities for process improvements and collaborated with key business partners to implement enhancements.Conducted performance reviews semi-annually and provided ongoing coaching to ensure performance met established benchmarks.

Chicago, Il

Coordinated litigation and collection efforts on contingency accounts with attorneys through out the country, from the early stages of pre-litigation to post judgment execution, while maintaining accurate notes and documentation of collection efforts through out the collection and litigation process. Prepared and processed bankruptcy claims in a timely manner. Located assets to provide to our attorneys for execution on our post judgment accounts for garnishment through skip-tracing efforts and credit report reviews.

Bachelor’S Degree, Business Administration, Management And Operations

Associate’S Degree, Accounting And Business/Management