Crucial in managing and recovering non-performing loans (NPLs) and distressed assets within financial institutions. This role involves various responsibilities that ensure the effective recovery of assets while maintaining compliance and client relationships.

Overall objective is to evaluate and monitor Non-Performing loan accounts and implement and record a recovery action plan to achieve timely and maximum recovery at a minimum cost and appropriate turn-around time. This is achieved by managing relationships with bad debtors and other professionals (service providers) involved in the bad debt management system

An MSME Collections Officer manages and recovers overdue payments from small business clients to minimize financial losses. Key responsibilities include implementing collection strategies, negotiating repayment plans, and restructuring agreements. They oversee a portfolio of non-performing loans, conducting risk assessments and monitoring accounts to identify and address issues early. Maintaining strong client relationships and ensuring compliance with legal and regulatory requirements are… Show more An MSME Collections Officer manages and recovers overdue payments from small business clients to minimize financial losses. Key responsibilities include implementing collection strategies, negotiating repayment plans, and restructuring agreements. They oversee a portfolio of non-performing loans, conducting risk assessments and monitoring accounts to identify and address issues early. Maintaining strong client relationships and ensuring compliance with legal and regulatory requirements are crucial aspects of the role. Additionally, contributing to process improvements by streamlining procedures and adopting best practices, aligning recovery strategies with the institution's financial goals Show less

A Business Banker manages and grows financial relationships with business clients, focusing on small to medium-sized enterprises. Key responsibilities include providing tailored financial solutions, such as loans, lines of credit, and treasury services, to meet clients' needs. To assess clients' financial health, analyze creditworthiness, and recommend appropriate banking products. Additionally, to build and maintain strong client relationships, offer strategic financial advice, and ensure… Show more A Business Banker manages and grows financial relationships with business clients, focusing on small to medium-sized enterprises. Key responsibilities include providing tailored financial solutions, such as loans, lines of credit, and treasury services, to meet clients' needs. To assess clients' financial health, analyze creditworthiness, and recommend appropriate banking products. Additionally, to build and maintain strong client relationships, offer strategic financial advice, and ensure compliance with banking regulations. Plays a crucial role in helping businesses manage finances, optimize cash flow, and achieve growth objectives, ultimately contributing to the bank's profitability and client satisfaction. Show less

An MSME Remedial Partner manages and resolves distressed loans and non-performing assets for micro, small, and medium enterprises. Primary responsibilities include assessing financial issues, restructuring debt, and implementing recovery strategies to minimize losses. To negotiate repayment plans with borrowers, ensuring compliance with legal and regulatory requirements. By conducting thorough risk assessments and monitoring distressed portfolios, develop action plans to optimize recovery… Show more An MSME Remedial Partner manages and resolves distressed loans and non-performing assets for micro, small, and medium enterprises. Primary responsibilities include assessing financial issues, restructuring debt, and implementing recovery strategies to minimize losses. To negotiate repayment plans with borrowers, ensuring compliance with legal and regulatory requirements. By conducting thorough risk assessments and monitoring distressed portfolios, develop action plans to optimize recovery outcomes. Additionally, to maintain strong client relationships and provide strategic financial advice to help businesses stabilize and recover. The role is crucial in managing risk and improving the financial health of both the bank and its clients. Show less

Managing the recovery of non-performing loans and distressed assets for small and medium enterprises. Key responsibilities include pursuing overdue payments, negotiating repayment plans, and restructuring debt to minimize financial losses. To conduct risk assessments, monitor delinquent accounts, and implement recovery strategies. Liaise with service providers such as auctioneers and lawyers to facilitate recovery processes and ensure legal compliance. Responsibilities also include setting off… Show more Managing the recovery of non-performing loans and distressed assets for small and medium enterprises. Key responsibilities include pursuing overdue payments, negotiating repayment plans, and restructuring debt to minimize financial losses. To conduct risk assessments, monitor delinquent accounts, and implement recovery strategies. Liaise with service providers such as auctioneers and lawyers to facilitate recovery processes and ensure legal compliance. Responsibilities also include setting off loans after asset sales, preparing performance reports, collaborating with branches on early warning signs, monitoring industry changes, revising policies with product houses, and working with Credit Administration to keep the portfolio at risk below 5%. Show less

Key responsibilities in regard to the Asset Finance portfolio include pursuing overdue payments, negotiating repayment plans, and restructuring debt to minimize financial losses. To conduct risk assessments, monitor delinquent accounts, and implement recovery strategies. Liaise with service providers such as auctioneers and lawyers to facilitate recovery processes and ensure legal compliance. Responsibilities also include setting off loans after asset sales, preparing performance reports… Show more Key responsibilities in regard to the Asset Finance portfolio include pursuing overdue payments, negotiating repayment plans, and restructuring debt to minimize financial losses. To conduct risk assessments, monitor delinquent accounts, and implement recovery strategies. Liaise with service providers such as auctioneers and lawyers to facilitate recovery processes and ensure legal compliance. Responsibilities also include setting off loans after asset sales, preparing performance reports, collaborating with branches on early warning signs and monitoring industry changes. Show less