Erek Lemus Email & Phone Number

Seattle, Washington, United States

- Oversee delivery center pipelines within the US market for clients obtaining financing via Lucid Financial Services, encompassing lease or retail loan options. Utilize credit expertise to address declined applications and conditional stipulations, optimizing client approvals and managing escalations effectively.- Foster robust relationships with assigned.

Salt Lake City, Utah, United States

- Analyzed, information received from consumer and business credit applications and credit reporting agencies to make prudent credit decisions, based on financial and income statements to decision business and fleet applications - Overall scorecard attainment for 2022 - 108.03%- Underwrite $500 million in credit submissions annually and underwrite fleet.

Sandy, Utah, United States

- Investigated, analyzed, and audited credit bureau reporting practices to ensure alignment with legal and compliance requirements - scored 129%- exceeding productivity and quality goals for 2021- Analyzed reporting metrics for opportunities to create process efficiencies and present to management team -Implemented a new pathway to respond to eoscar.

Brigham City, Utah, United States

- Processed loan applications for members. Interviewing members and gathering proper documentation to make approval decisions based of credit, income, employer history and calculated debt ratios. - Initiated cross sales auto gap insurance, loan debt protections and warranties to members to protect consumer and credit union from any potential losses or.

Brigham City, Utah, United States

- Processed and managed all vehicle titles and certificates for collateralized loans for all credit union lending department. Printing secured loan reports and execute letters to individuals not abiding by contract of adding liens, or missing titles- Communicated to all Loan officers and the Credit manager regarding title documents and procedures and act.

Brigham City, Utah, United States

- Provided personalized financial advice and recommend appropriate banking products and services to meet clients' needs.Build and maintain relationships with clients to understand their financial needs and goals. Act as a primary point of contact for clients, addressing inquiries, resolving issues, and providing exceptional customer service.-Processed.

Tremonton, Utah, United States

Shift Manager - May 2013 - - Supervised up to 8 employees in a fast pace restaurant. Evaluated individuals to give them more knowledge of their job performance and goals met and provided mentorship for leadership skills. - Created goals and targets for team members to achieve on a daily basis. Obtain hourly reports to review peak hours and cost of labor to.