Eric Carpio

Eric Carpio Email and Phone Number

Assistant Mortgage Manager @ Spanish Interpreter
Eric Carpio's Location
Orlando, Florida, United States, United States
Eric Carpio's Contact Details

Eric Carpio work email

Eric Carpio personal email

About Eric Carpio

As an experienced mortgage professional for 35 years, I have excellent experience with origination, processing, underwriting and closing of both retail & wholesale mortgage loans. I possess mortgage finance background which I acquired in my 35 year career. Started my first job at 21 yrs old at Old Stone Bank in 1986 as a Appraisal Processor. I possess comprehensive businessKnowledge have used these skills to review and evaluate business practices on a regular basis. I alsohave processed and underwritten and managed team members for New Construction, Renovation, Purchases & Refinance products. In my previous positions I have always been a leader on my team &the Subject Matter Expert on various topics. I have managed, trained and on boarded new employees. I consistently exceed company set monthly goals and expectations and maintain great working relationships with both my internal and external customers and have an innate ability to react tochange productively and handle all essentials tasks as assigned. Also monitor pipeline, integrity of pipeline.Como profesional hipotecario experimentado, tengo excelente experiencia originando y procesando cierres de préstamos hipotecarios minoristas y mayoristas. Poseo conocimiento y habilidadaes en negocios integrales, para revisar y evaluar las prácticas comerciales de forma regular. Suscrito y gestionado miembros del equipo para la nueva construcción y renovación de compras y refinanciación de hipotecas. considerandome un excelente líder de trabajado en equipo yexperto en la materia en varios temas. Estoy capacitado para abordar nuevos empleos, paraexceder constantemente las metas y expectativas establecidas por la compañía manteniendo un buen trabajo. Con excelente relacion hacia el cliente interno y externo,teniendo la capicidad innatapara relacionarme productivamente , manejando todas las tareas esenciales según lo asignado.

Eric Carpio's Current Company Details
Spanish Interpreter

Spanish Interpreter

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Assistant Mortgage Manager
Eric Carpio Work Experience Details
  • Home Solution Consultation.
    Chief Executive Officer
    Home Solution Consultation. Aug 2024 - Present
    Consultant for conventional, VA, FHA and USDA and first time homebuyers.
  • Spanish Interpreter
    Spanish Interpreter
    Spanish Interpreter Jul 2022 - Present
    Provide bilingual interpretation for patients.
  • Loandepot
    Sr Mortgage Processor
    Loandepot Jun 2020 - Sep 2024
    Irvine, California, Us
  • U.S. Air Force Reserve
    Adminstrative Manager
    U.S. Air Force Reserve Jul 2010 - Aug 2024
    Robins Afb, Ga, Us
    Administrative TSgt for 920th Maintenance Command, Customer Support Staff for Commander. In charge of Newcomers Program per Commander and administrative duties and UTAPs coordinator.
  • Digital Risk
    Assistant Processing Manager
    Digital Risk Sep 2016 - Jul 2024
    Maitland, Fl, Us
    Monitor mortgage pipeline. Adjust pipeline distribution based on volume equally. Monitor Reg B, time lines and problem resolution. Train new processors. New product training. Review complex loans. Run reports on loans submitted to processors, underwriters and closing. Monitor reports reflecting loans assigned to processors and turn around times. Also initial contacts of borrowers by the processor. Interface with executive management. Delivering timely and accurate information in a fast-paced environment. Working knowledge of FANNIE, FREDDIE, FHA and VA Guidelines. Proficiency in use of computers and software. Conduct regular meetings of team to communicate mutual understanding and site goals and objectives. Run reports for quality, errors and service delivery.
  • Suntrust
    Sr Mortgage Processor
    Suntrust Sep 2015 - Jul 2016
    Charlotte, Nc, Us
    Process VA, FHA and Conventional residential mortgage loans. Review loan applications and requested documents and/or explanations from the borrowers where required. Order third party verifications such as credit reports, VOE, VOD, Title, Appraisal and Homeowners insurance certificate. Analysis of DTI, LTV, CLTV income and review appraisal. Review credit report for any delinquencies and discrepancies. Review of GFE. Ran DU-LP for findings. Review GFE and New TRID guidelines that were implemented. Submit loan file to Underwriting. Obtain conditions from borrowers. Notify branch when Loan has been approved. Mail loan commitment letter to borrowers. Order mortgage payoff and Subordinations; internal and external. Maintain communication with the borrower on loan status and inform when loan is either approved or declined. Complete loan package and submit to closing agent. Coordinate closings.
  • Digital Risk
    Sr Mortgage Processor
    Digital Risk Feb 2013 - Sep 2014
    Maitland, Fl, Us
    Processed Syndicate, Conventional Residential Mortgage Loans. Registered new loan applications and locked when requested by the MLO. Review loan application. Analysis of DTI, LTV/CLTV, income. assets and review appraisal. Ordered third party verifications: Credit Report, VOE, VOD and Homeowners insurance certificate. Completed verbal employment verifications. Ran DU-LP for findings. Review of GFE. Submit conditions to underwriting. Order mortgage payoff and Subordinations (internal and external). Communicated with MLO regarding borrower’s approval/denial loan status. Complete loan package and submit to closing agent. Coordinate closings.
  • Wells Fargo Home Mortgage
    Loan Document Specialist 4
    Wells Fargo Home Mortgage Oct 2012 - Feb 2013
    San Francisco, California, Us
    Processed FHA and Conventional residential mortgage loans. Reviewed loan applications and requested documents and/or explanations from the borrowers where required. Ordered third party verifications such as credit reports, VOE, VOD, Title, Appraisal and Homeowners insurance certificate. Analysis of DTI, LTV, CLTV income and review appraisal. Review credit report for any delinquencies and discrepancies. Ran DU-LP for findings. Submit loan file to Underwriting. Obtain conditions from borrowers. Notify branch when Loan has been approved. Mail loan commitment letter to borrowers. Order mortgage payoff and Subordinations; internal and external. Review GFE and balanced all loan fees and loan amount, prior to submitting loan to closing. Maintain communication with the borrower on loan status and inform when loan is either approved or declined. Complete loan package and submit to closing agent. Coordinate closings..
  • Suntrust/Aerotek
    Sr Mortgage Processor/Loan Set-Up
    Suntrust/Aerotek Oct 2010 - Aug 2012
    Processed Mortgage Loans. Maintained daily pipeline report on Excel spreadsheet and assisted Loan Set up department. Reviewed loan applications for analysis of DTI, LTV/CLTV to be within program guidelines. Ordered third party verifications (Credit reports, appraisals, VOE, VOD and Homeowners insurance certificate). Ran DU-LP for findings and submitted to Underwriting for decision. Complete loan package and submit to closing agent. Notify branch when loan has been approved. Ordered Subordinations internal and external. Wired Funds to closing attorney. Ordered Title and Appraisal through Realec.
  • Air National Guard
    Command Support Staff
    Air National Guard Dec 2009 - Jun 2011
    Horsham, Pennsylvania, Us
    Assigned to 125th Fighter Wing Florida National Guard. Administration support for members and Pilots of F-14 fighters jet. Knowledge Operations Management.
  • Usaa/Millenium Group
    Sr Mortgage Processor/Mortgage Credit Analyst
    Usaa/Millenium Group Sep 2010 - Dec 2010
    Processed Mortgage Loans. Maintained daily pipeline report on Excel spreadsheet. Reviewed loan applications for analysis of DTI, LTV/CLTV to be within program guidelines. Ordered third party verifications (Credit reports, appraisals, VOE, VOD and Homeowners insurance certificate). Ran DU-LP for findings and submitted to Underwriting for decision. Submission of loan in DU automated system (FANNIMAE). Review GFE and Fees associated with loan. Complete loan package and submit to closing agent. Ordered Subordinations internal and external. Ordered Title and Appraisal through Realec. Submitted approved loans to Closing Department and coordinated closing with Borrowers.
  • Jpmorgan Chase & Co.
    Sr Loan Coordinator/Bilingual
    Jpmorgan Chase & Co. Mar 2010 - Sep 2010
    New York, Ny, Us
    Processed Syndicate, FHA and Conventional Mortgage Loans. Reviewed loan applications for analysis of DTI, LTV/CLTV to be within program guidelines. Ordered third party verifications (Credit reports, appraisals, VOE, VOD and Homeowners insurance certificate). Review GFE and all fees associated with mortgage loan. Order CAIVRS and Case numbers for FHA Loans. Completed LDP/GSA, FHA Appraisal logging, Case Query through FHA Connection. Ran DU-LP for findings and submitted to Underwriting for decision. Complete loan package and submit to closing agent. Notify branch when loan has been approved. Ordered Subordinations internal and external.
  • Imc Mortgage, Fleet National Bank, Greenpoint Mortgage, Citizens Bank
    Mortgagee Processor
    Imc Mortgage, Fleet National Bank, Greenpoint Mortgage, Citizens Bank Jan 2000 - Jul 2009
    Worked for the following Lenders: IMC Mortgage, Fleet National Bank, GreenPoint Mortgage and Citizens Bank in the New England area and taking time off for military service.
  • Army National Guard
    Admistrative Sergeant S-1 43D Mp Bde
    Army National Guard Jun 1997 - Jun 2006
    Arlington, Virginia, Us
    Administrative Sergeant. Maintained military records, typed orders, evaluations and awards. Trained new military personnel. Updated alert roster. Handled military correspondence and desiminated information to personnel plus command. Announced phone calls over PA intercom for Brigade.
  • Fleet Mortgages
    Mortgage Loan Processor
    Fleet Mortgages Jan 1999 - Dec 2000
    Fleet, Hampshire, Gb
    Processed FHA and Conventional Mortgage Loans. Reviewed loan applications for analysis of DTI, LTV/CLTV to be within program guidelines. Ordered third party verifications (Credit reports, appraisals, VOE, VOD and Homeowners insurance certificate). Review GFE and fees associated with mortgage loan. Order CAIVRS and Case numbers for FHA Loans. Completed LDP/GSA, FHA Appraisal logging, Case Query through FHA Connection. Ran DU-LP for findings and submitted to Underwriting for decision. Complete loan package and submit to closing agent. Notify branch when loan has been approved. Ordered Subordinations internal and external.
  • United States Army Reserve
    Administrative Assistant
    United States Army Reserve May 1984 - Jul 1992
    Fort Liberty, Nc, Us
    Assigned/member of the 455th General Hospital. Served as S-1 assistant. Maintained military alert roster. Coordinator for retirement point system cards. Generated ID for new personnel through DEERS. Typed awards and military correspondence. Maintained records for unit.
  • Old Stone Bank
    Appraisal Processor
    Old Stone Bank Jun 1986 - Jan 1989
    Ran Nixdorf computers system. Changed disk and backed up data. Printed appraisal reports on three hyterm typewriters. Ordered comparables through vendor. Sent rolls of film to develop at Kodak. Input data for appraisals reports for residential and commercial inspection completed on field cards or forms. Customer service for internal and external clients.

Eric Carpio Skills

Mortgage Lending Case Management Mortgage Banking Crisis Intervention Credit Loan Origination Loans Customer Service

Eric Carpio Education Details

  • Valencia College
    Valencia College
    Computer Science
  • U. S. Air Force
    U. S. Air Force
    Knowledge Management
  • U.S. Air Force Institute Of Technology
    U.S. Air Force Institute Of Technology
    Industrial Electronics Technology/Technician
  • Community College Of Rhode Island
    Community College Of Rhode Island
    General
  • Real Estate Education And Development Institute
    Real Estate Education And Development Institute
    Real Estate
  • U.S. Army School Of Advanced Military Studies (Sams)
    U.S. Army School Of Advanced Military Studies (Sams)
    Nco Leadership Training
  • U. S Army  71 Lima School
    U. S Army 71 Lima School
    Administration
  • William E. Tolman High School
    William E. Tolman High School
    College/University Preparatory And Advanced High School/Secondary Diploma Program
  • Army 71Lima
    Army 71Lima
    Adminstration

Frequently Asked Questions about Eric Carpio

What company does Eric Carpio work for?

Eric Carpio works for Spanish Interpreter

What is Eric Carpio's role at the current company?

Eric Carpio's current role is Assistant Mortgage Manager.

What is Eric Carpio's email address?

Eric Carpio's email address is er****@****hoo.com

What schools did Eric Carpio attend?

Eric Carpio attended Valencia College, U. S. Air Force, U.s. Air Force Institute Of Technology, Community College Of Rhode Island, Real Estate Education And Development Institute, U.s. Army School Of Advanced Military Studies (Sams), U. S Army 71 Lima School, William E. Tolman High School, Army 71lima.

What skills is Eric Carpio known for?

Eric Carpio has skills like Mortgage Lending, Case Management, Mortgage Banking, Crisis Intervention, Credit, Loan Origination, Loans, Customer Service.

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