Credit Portfolio Management Team Leader
CurrentCoach and train large team of portfolio managers to include leading self-study courses, assigning and reviewing work as appropriate and performing evaluations. Foster development and learning process for Junior PM roles on team as needed. Implemented and staffed an underwriting/renewal department for Commercial Relationship Managers in market. Prepare credit memos for new credits as well as renewal of maturing credits. Participate in and help prepare for calls with customers and loan officers. Prepare commercial loan reports (Annual Loan Reviews, Problem Loan Reports, Credit Bureau Reports, etc.), to assess and improve the quality of the loan portfolio. Collect and analyze tax returns, personal financial statements, rent rolls, and other underwriting items. Work with assigned RMs and other bank departments (treasury services, loan maintenance, branch network) in serving the needs of commercial customers. Participate in special projects to aid with the continuous improvement of portfolio management. Manage loan portfolios by gathering needed information, obtaining appraisals, analyzing information, structuring credit decisions and recommending risk rating changes.
