I’m Eric Hecht, a Senior Mortgage Loan Officer with over 15 years of experience, dedicated to helping clients like you navigate the mortgage process with integrity and a true fiduciary commitment. Since 1997, I’ve guided everyone from first-time buyers to seasoned investors through the mortgage landscape, always with your best interests in mind.With a deep understanding of industry trends and loan options, I aim to be a trusted advisor, providing timely communication and up-to-date insights so you can make confident, informed decisions. I believe in empowering clients to see their homes as financial assets that support their long-term goals.I specialize in home loans on Vashon Island, where I live with my partner, Spring, and our family. I bring a personal, community-centered approach to my work, with a focus on transparency and responsiveness. I keep you informed every step of the way to ensure a smooth, efficient process from start to finish. My commitment to client success and ethical standards has helped me build long-lasting relationships based on trust and respect. Whether you're purchasing your first home or expanding your investment portfolio, I’m here to provide expert guidance with integrity and care.

Work directly with the designer to construct the websites, coordinate all marketing, including Facebook and AdWords, manage all sales, and oversee all daily operations.Manage day-to-day business operations and align branding initiatives and sales strategies with client goals.Establish, optimize and enforce business policies to maintain consistency across industry operations.Increase profitability and pipeline development by leveraging multiple sales strategies and maintaining organized, presentable merchandise to drive continuous sales.Improve sales by managing the sales lifecycle from lead generation through contract negotiations and closings and conduct target market research to discover customer needs and analyze competitor trends.

Created business plans and the general vision and mission of the company, set goals, worked on these goals and ensured that the business kept running.Updated business processes, products and team makeups to generate more business opportunities and cater to audience needs.Reviewed loan files, updated them to match current standards, and explained the mortgage loan process to the borrower.Mentored other mortgage brokers in methods to help each land new clientele and explained different types of loans about client situations.Assisted clients with improving financial health by counselling on excessive spending and borrowing and creating strategies to develop and expand existing customer sales, increasing annual sales.

Evaluated client financial positions, identified the most appropriate banking products, and located and pre-qualified customers for mortgages.Reviewed loan files, updated them to match current standards, and worked with underwriters to fix application problems and resolve issues.Produced and executed loan packages, fielded customer complaints and provide solutions and explained different types of loans about client situations.Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.Explained technical and financial information to applicants in easy-to-understand language and was a Top Producer in the President's Club.

Obtained copies of applicants' credit histories and reviewed paperwork to determine the feasibility of granting loans.Monitored pipelines to track and log the status of loans and proactively identified solutions for customers experiencing credit issues.Supervised loan personnel and motivated them to maintain customer service and performance standards and established plans and payoffs for customers' loans, prioritizing control of overall costs.Compiled closing packages for drafting and presentation accuracy and assisted clients with improving financial health by counselling on excessive spending and borrowing.Created strategies to develop and expand existing customer sales, increasing annual sales and was a top producer in the president club.

Acquired new clients and assessed their needs according to their financial information.Negotiated with banks and credit lenders to find the best loan solution for the client and assisted clients with pre-approval on loans.Analyzed and compared different home loan options available to the client and helped clients complete and understand all the necessary paperwork.Ensured compliance with banking and financial legislation on the state and federal levels.Educated clients on their legal and financial options and ensured they understood them and was a top producer in the president club.

Analyzed applicants' financial status, credit and property evaluation to determine the feasibility of granting loans to commercial and consumer clients.Met with applicants to obtain information for loan applications and answer questions about the process.Gathered documents such as the applicant's credit history, income and employment verification, assets and liabilities, and background check to determine creditworthiness. Shopped for competitive mortgage rates and interest rates and negotiated terms with various lenders to find the ideal mortgage lender for the applicant